Best Credit Cards November 2022

Minimum salary requirement for credit cards in the UAE

A credit card has become a necessity in UAE nowadays. You either want to go shopping, do groceries, or have dinner, you require a credit card for all of it. Several banks in the UAE offer a variety of credit cards.

After a detailed study and analysis, we have come up with the best credit cards for November 2022.

Top Best Credit Card November 2022

  1. Mashreq cash back credit card
  2. Citi bank simplicity credit card
  3. Mashreq platinum elite Credit Card
  4. Deem cash up master card
  5. ADIB Etisalat Visa Platinum card

1- Mashreq cash back credit card

Mashreq cash back credit card is one of the best credit cards of 2022 in the UAE. Here are the details of cashback, discounts, and various benefits.

Mashreq cash back credit card

Features

  • Cashback

This credit card offers high cashback without any restrictions. It is for a lifetime and provides you with a lot of advantages.

  • Interest rate

The interest rate charged on this credit card is 3.33%.

  • Annual fees

You can enjoy the benefits of this card without any charges.

  • Dining offers

Cashbacks and discounts on dining in the UAE are a big thing and this credit card offers these opportunities.

  • Others 

A welcome bonus of AED 500, discounts on Mashreq flavor restaurants, 20% off on Zomato and Netflix, offers on noon and Etisalat, etc are some other benefits of using a Mashreq cash-back credit card.

2- Citi bank simplicity credit card

Next on the top credit card list is the Citi Bank simplicity Card. What makes this card the best? Let us investigate the details!

Citi bank simplicity credit card

Features

You can get this top credit card with a minimum salary of AED 5000.

  • Interest rate

This credit card charges an interest rate of 3.5%.

  • Annual fees

This credit card does not require annual fees or over-limit fees.

  • Airport lounges

Citi bank’s simple credit card allows you to choose any airport lounges access worldwide.

  • Others 

More than 500 dining and entertainment discounts, turning large purchases into smaller transactions, quick cash on the click of a button, etc are some advantages of buying a Citi credit card.

3- Mashreq platinum elite Credit Card

Third, on our list of best credit cards, in UAE is Mashreq Platinum elite credit card. This card offers some amazing benefits. 

Mashreq platinum elite Credit Card

Features

  • Minimum salary:

       AED 7000 is the minimum salary required to avail of this credit card.

  • Interest rate

This credit card charges an interest rate of 3.33%.

  • Annual fees

This credit card charges AED 650 annually.

  • Airport lounges

This credit card gives you free access to airport lounges. If you are a traveler, you should consider this credit card.

  • Others 

Some other benefits of this credit card are 50% off on movie tickets, Salam points on all shopping, 3 limousine rides every year, visits to fitness first, etc, and many others.

4- Deem cash up master card

If you have a luxurious lifestyle and do travel a lot, consider getting this Deem cash-up master card credit card. It offers great opportunities and discounts.

Features

  • Minimum salary:

You are eligible to apply for this credit card with a minimum salary of AED 5000.

  • Interest rate

3.33% is the interest rate on this credit card.

  • Annual fees

There are no annual membership fees. This card is free for you.

This credit card gives you free access to airport lounges. If you are a traveler, you should consider this credit card.

  • Cash up

This credit card offers you 5% cash up at supermarkets, 5% cash up on utility bills, 3% cash up on fuels, and 0.5% cash up on all other spendings.

  • Others 

A few more worth mentioning features of this card are a 20% discount on Careem, access to 150+ airport lounges, discounts on dining and leisure using deem offer app and supplementary cards, etc.

5- ADIB Etisalat Visa Platinum card

Etisalat Visa Platinum card is one of the best credit cards in UAE. It is available for Etisalat users. Thinking about what makes it in the top 5? Let us look together!

ADIB Etisalat Visa Platinum card

Features

  • Minimum salary:

A minimum salary of AED 5000 is a compulsion to apply for this card.

  • Profit rate

2.99% is the profit rate on this credit card.

  • Annual fees

The annual fee of AED 999 is charged to this card.

  • Others 

Etisalat smile points, valet parking, and access to airport lounges are a few more benefits of this card.

If you are looking for a credit card, consider the interest rate, look for the benefits, and choose any one of the best five credit cards. 

Hope this article helped you find your desired credit card.

Leave a Reply

Your email address will not be published. Required fields are marked *