Best Visa Credit Cards in UAE

Best Visa Credit Cards in UAE

Choosing the best credit card in the UAE can be a daunting task as each credit card has its own set of features and benefits. With this complexity in mind, we have compiled a list of the best credit cards in the UAE based on their main features and benefits. We believe these cards are best suited for a variety of needs. So, take a look at this elusive list of credit cards and choose the best credit card that best suits your spending habits and lifestyle needs.

List of Top Visa Credit Card in UAE

  1. CBD One Credit Card
  2. HSBC Platinum Select Credit Card
  3. Standard Chartered Manhattan Platinum Card
  4. ADIB Cashback Visa Platinum Card offers
  5. HSBC Zero Credit Card offers
  6. Emirates Islamic cashback plus credit card offers

Following are some of the top Visa credit cards in UAE with a variety of perks and privileges;

1- CBD One Credit Card

This credit card is ideal for travel, lifestyle, and entertainment, loyalty points.

With this credit card, you can do the following;

  • Valet parking*: Free parking at more than 30 locations in the UAE.
  • Choose your credit card design.
  • Choose your flexible monthly plan to provide up to AED 500 cashback* on New Age merchants:
  • The right to use airport lounges: Free access to more than 1,000 airport lounges around the world.
  • Free insurance: multi-trip travel insurance, purchase protection, and extended warranty.
  • Visa Signature benefits: Unlimited use of Visa Signature benefits.
  • The cashback of 135 dirhams requires a total consumption of 5,000 dirhams and a monthly fee of 39 dirhams or a total consumption of 8,000 dirhams without monthly payments.
  • Cinema discount*: 50% discount on VOX & Reel cinema tickets.
  • 0% easy payment plan, balance transfer and fast cash: available at a competitive price.

2- HSBC Platinum Select Credit Card

The minimum wage required to use the HSBC Platinum Select Credit Card is AED 10,000 and the interest rate is 3.25%. It also has many other benefits, some of which are as follows:

  • There is a 15% discount on British Airways fares from the UAE to the UK, Europe, the US, and Canada.
  • Offers exclusive discounts on dining and shopping in 19,000 stores in 160 countries/regions.
  • Use this card to buy one get one free at VOX Cinemas.
  • Use AGODA to enjoy a 12% discount.
  • Credit shield plus can be used with this card
  • Visit the HSBC mobile app to get more discounts and offers.
  • The top 30 credit card bloggers recognize this credit card due to the following characteristics:
  • More than 32 million institutions recognize this card
  • This card provides you with domestic and foreign benefits
  • It also provides you with a team of financial advisors to help you achieve your financial goals
  • This bank provides you with instant credit cards with instant approval
  • It offers instant quota approval
  • You get an interest-free period of up to 56 days​​

3- Standard Chartered Manhattan Platinum Card

The credit card’s interest rate is 3.45%, and the minimum wage requirement is only Dh 5000. It is one of the best choices for the people of the UAE. The card also has many other benefits, such as:

  • Buy 1 cup of coffee at Costa Coffee, get one free
  • Earn one reward point for every $1 spent
  • Book travel through Agoda.com and get up to a 12% discount
  • Enjoy up to 20% discounts at popular golf clubs
  • Up to 30% discount on bookings made in Timeout Dubai and Timeout Abu Dhabi
  • Other features of Standard Chartered Manhattan Platinum include:
  • There is no annual fee for the first year. From the second year onwards, the fee is 525 dirhams.
  • Provide incentives for daily consumption

4- ADIB Cashback Visa Platinum Card offers

The interest rate on this credit card is very low at 2.99%. You only need a minimum wage of AED 5,000, and there is no annual fee for the first year. Other advantages of the ADIB Cashback Visa Platinum Card are as follows:

  • Cash withdrawal up to 100% of your credit limit
  • Unlimited use of this card to complete 1% cashback on all purchases
  • No minimum spending amount is required to get cashback from this card
  • SMS reminder for all transactions
  • Access global airport lounges through the Veloce lounge
  • Other facilities, such as roadside assistance
  • Valet parking service

Some of the additional features of this credit card include:

  • This card can be equipped with 4 supplementary cards
  • Convenient for your credit card payment at any ADIB branch
  • You can transfer your balance at a 3% interest rate or AED 300
  • The annual fee is waived for one year; AED 1000 will charge from the second year
  • A free grace period of up to 55 days to repay all outstanding balances.

5- HSBC Zero Credit Card offers

  • Zero interest on purchases in the first three months, zero annual membership fee
  • VOX Cinemas buy one get one free movie ticket
  • Free HSBC Entertainer app with more than 10,000 “buy one get one free” offers covering dining, leisure, retail and health
  • Enjoy up to 30% discounts at more than 400 restaurants in the UAE.
  • Enjoy discounts of up to 12% at more than 985,000 hotels and vacation rentals worldwide.
  • Balance transfer offer
  • Transfer the outstanding balance of any other credit card in the UAE to HSBC Zero Credit Card at 0.99% interest for six months, and enjoy zero handling fee and early settlement fee.

6- Emirates Islamic cashback plus credit card offers

  • Earn up to 10% cashback in supermarkets, education, restaurants and telecommunications
  • Mazaya offer: AED 3,600 worth of annual savings! Enjoy exclusive privileges of EIB “Mazaya” discounts and get discounts of up to 30%!
  • AED 2,400 worth of annual savings! Dirham 2000 for dining out? By earning up to 10% cashback, you can save AED 200 per month.
  • A 2,000 dirham grocery bill? By earning up to 10% cashback, you can save AED 200 per month.
  • Is the tuition going to be paid soon? Earn up to 10% cashback and save Dh400 per month
  • AED 1,400 worth of annual savings! Show your card to use global airport lounges for free.
  • A monthly subscription of AED 2,000 for telecommunications services? By earning up to 10% cashback, you can save AED 200 per month.

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