Duniya Finance Personal Loan in UAE

Dunia Finance Personal loan

It was established in Abu Dhabi on September 19, 2008, and Rajeev Kakar will set up his new financial company Dunia within ten days as its founding CEO because the world economy seems to be In the direction of some disaster.

  1. Hamdan branch of Abu Dhabi headquarters
  2. The industry is financial services
  3. Company type is a limited liability company

Dunia Financial Products and Services  

Duniya Finance provides valuable personal loan services to paid immigrants in Dubai to cover their unplanned expenses. Here are some of the products offered by Dunia Finance.  

Dunia personal loan:

Provide a convenient, flexible, and affordable combination to meet individual needs.

  1. Dunia loan
  2. Dunia Credit Card
  3. Dunia Card Promotion
  4. Dunia Planner  

Dunia Business Loan:  

The ideal combination of flexibility and ease of use for business loan services that meet business needs

  1. Dunia loan
  2. Dunya Labor Guarantee
  3. Dunia Deposit
  4. Dunia Pay Solution
  5. Dunia Credit Card
  6. Dunia Card Promotion


  1. Asset financing (mortgage): Provide a loan for the legal property you have sold. 
  2. Company deposit: Enterprise customers can also take advantage of a range of financial solutions that Dunia offers its employees. We provide preferential terms: unparalleled discounts, unique rewards, and new privileges. 
  3. WPS account Payroll processing through wage protection.
  4. Labor guarantee:  Guarantee of labor and financial guarantee Personal loans and credit cards

Benefits of Dunia Loan

  1. Low-interest rates
  2. Easy-to-use documentation
  3. Quickly approve applications in 48 hours
  4. Optional insurance

Features of the loan

  1. The loan repayment period is for up to 4 years. Increase in loan amount subject to the bank approval
  2. You must have a salary of at least AED 5,000 per month to be eligible.
  3. No need to transfer your salary to apply.
  4. The handling fee is 1% of the loan amount [Min AED 500; Maximum: AED 2,500]
  5. The early settlement fee is 1% of the outstanding principal.
  6. The loan repayment period is up to 48 months. Depending on the salary, interest rates range from 14% to 39.99%. If your salary exceeds AED 22,000, your tax rate will be between 14% and 39.99%; if your salary is between AED 5,000 and AED 22,000, you will receive between 16% and 39.99% of your salary, with a salary of 5,000 Between AED 7,000 and AED 7,000, you can get a salary of 36% to 39.99%.
  7. The reduction rate of this financing is between 14% and 39.99%, and the equivalent fixed interest rate is from 7.72% to 22%. The calculation method used is the reduction rate divided by 1.814, which is only indicative.
  8. The exchange rate is calculated based on the decreasing balance

Documentation required for the Duniya Loan

  • Recent payroll / income documents
  • Copy of passport with residence visa
  • UAE ID card copy
  • Bank statement for the last three months
  • Credit card copy and recent credit card statement
  • Proof of residence

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