Majid Al Futtaim Najm Card – Guide

In the whole MENA region, Majid Al Futtaim Properties develops, owns, runs shopping malls and hotels. The business unit of the hotels concentrates on the development and asset management of hotels connected to or close to the shopping centers of the company and within their master communities. In accordance with the franchise agreement, the Retail Segment establishes and manages supermarkets. The Ventures segment builds, invests in and manages commercial business projects, builds and administers retail fashion shops, leisure, and entertainment, credit cards in UAE and food and drinks.

Credit Cards Apply Requirement:

To apply for any credit card company has some eligibility criteria, which includes that customer should have a minimum salary of 2000 – 8000 AED. He/she should be more than 21 years of age. company has a 400 AED annual fees, which includes maintenance fees and other credit card fees.

Read More: Top 10 Credit Cards in UAE 2019

Best Najm Credit Card With Cashback:

One of the best credit cards in UAE is Najm One visa credit card. Najm One cardholders begin to earn cash back on their first transaction and continue to earn cash rewards everywhere without any category restrictions. With each additional five transactions, every transaction of AED 50 is qualified and the percentage increases until the cardholder are 10% cash back. Cash collected is credited to your account automatically each month to further optimize the overall experience of the customer. As the usage of the card increases cashback percentage also increases. It also gives 3.25% interest to their customers. It also gives so many extra facilities like free airport lounge access, discounts on movie tickets and over 450 discounted merchant offers.

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Najm Cashback Gold Credit Card:

Another card that Majid Al Futtaim Najm introduced is Najm cashback gold credit card. As this card gives the signup bonus of 500 AED. This means when you apply for this card, 500 AED is transferred to your account from the company. It also gives gift cards to their customers of 500 AED worth. This card is suitable for the travelers because the najm cashback cardholder can get a 50 percent discount on any travel bookings. And same as najm one visa card it also offers 10 percent cash back to their customers.

Read More: Top 5 Travel Credit Card In Dubai

Najm Cashback Silver Credit Card:

It also launches Najm Cashback silver credit card at the same time of Najm cashback gold credit card. This card is for the customers who have low salary income and its annual fees are less than any other credit card which is 250 AED. As this card is not in the premium category so the company offers fewer benefits on this card. It only provides a 10 percent cash back and 500 percent discount on travel bookings and no other benefits.

Najm Voyager Signature:

The most elegant and cheap credit card offered by Najm group of companies is Najm Voyager Signature Credit card. This card was introduced to give benefits to middle-class people living in the UAE. It has very less annual fees and very high rewards on travel bookings. This card has a special benefit system which is called Voyager points. On spending each  AED you can get 2-4 voyager and on signing up the company gives away 900 voyager points to each cardholder.

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