RAKBANK Credit Cards in UAE

Most RAKBANK credit cards return cash to customers through local and international spending. RAKBANK also works with Giant supermarkets to provide RAKBANK Geant à la carte credit cards; customers can earn La Carte points and redeem them in stores to use vouchers. Other available cards are RAKBANK Titanium Credit Card; RAKBANK MasterCard Credit Card; RAKBANK Visa Credit Card; RAKBANK nmc MasterCard; RAKBANK Amal Standard Credit Card; and RAKBANK Amal Titanium Credit Card.

List of RAKBANK credit cards in UAE

1. RAKBANK Visa Credit Card
2. RAKBANK RED MasterCard Credit Card
3. RAKBANK World MasterCard Credit Card
4. RAKBANK Kalyan Jewellers Credit Card
5. RAKBANK MasterCard Credit Card

1- RAKBANK Visa Credit Card

Features

You need a minimum monthly salary of AED 7,500 to be eligible for this card. The monthly interest rate on the unpaid balance is 3.45%. The foreign currency exchange rate applicable to overseas transactions with non-AED currencies is 2%. A transaction fee is 2.5% of AED currency. The card has no annual fee on this card, and you get Cashback on all international retail, international cash advances, and Internet transactions are up to 5%. If you spend more than AED 1000, you get 1% cashback on all domestic retail purchases. T & C application. No mileage plan on this card Balance transfer fee is 1.5%. Get up to 1% cashback on all international retail, including internet transactions and cash advances. 1% cashback on total monthly domestic retail purchases, but minimum monthly retail spending is Dh1, 000.

Benefits

1. Cash advances up to 80% of the credit limit
2.  Mastercard offers complimentary credit card supplements
3. Use of global airport lounges, hotel and spa privileges, and concierge services
4. Free protection and travel accident insurance
5. Dining discounts at various UAE branches
6.  MasterCard Buy One Get One Free 25% discount on car rental at AVIS and 15% discount at Hertz
7.  Enjoy six full-time driver transfers from the UAE or up to 3 times in India 20% of Careem rides

2- RAKBANK RED MasterCard Credit Card

Benefits

Use MasterCard® contactless tap and pay Facilities such as

1. credit shielding, purchase protection, and travel accident insurance
2. Enjoy dining benefits and privileges with the RAK feast Dining Discount Program
3. Send money to India monthly via RAK Money Transfer for free

Features

1. You need a salary of a minimum of AED 5,000 per month to be eligible for this card
2. The monthly interest rate on the unpaid balance is 3.45%.
3. The foreign currency exchange rate applicable to overseas transactions with non-AED currencies is 2%.
4. A transaction fee is 2.5% of AED currency
5.  Enjoy up to 1.5% discount on all retail purchases 
6. No mileage plan on this card
7. Cashback for this card Balance transfer fee is 1.5%

3- RAKBANK World MasterCard Credit Card

Benefits

1. Cash advances up to 80% of the credit limit
2. Mastercard offers complimentary credit card supplements
3. Use of global airport lounges, hotel and spa privileges, and concierge services
4. Free protection and travel accident insurance
5. Dining discounts at various UAE branches
6. MasterCard Buy One Get One Free 25% discount on car rental at AVIS and 15% discount at Hertz
7. Enjoy six full-time driver transfers from the UAE or up to 3 times in India 20% of Careem rides

Features

1. You need a minimum monthly salary of AED 20,000 to be eligible for this card
2. The interest rate on the outstanding monthly balance is 3.25%.
3. The foreign currency exchange rate applicable to overseas transactions with non-AED currencies is 2%.
4. A transaction fee is 2.5% of AED currency
5. There is no annual fee for the first year. The bank will, at its discretion, charge an annual fee of AED 750 for each subsequent year, and if it reaches at least AED 50,000 per year, the annual fee may be waived.
6. Get up to 10% cashback on all travel, supermarket, and hotel booking transactions? You can also get up to 50% cashback at the cinema. 
7. No mileage plan on this card Balance transfer fee is 1.5% Up to 5% of international spending and 3% of domestic spending.
8. The maximum monthly Cashback for international expenditures is AED 2,500, and domestic spending is AED 1,500.
9. You can also get up to 10% cashback on all travel, supermarket and hotel booking transactions, and 50% cashback on movie theater purchases.

4- RAKBANK Kalyan Jewellers Credit Card

Benefits

1. Earn coins every time you use a credit card
2. Cash advances up to 80% of the credit limit
3. RAKfeast discounts up to 20% across UAE restaurants
4. Free supplement card Buy protection and travel accident insurance 55-day interest-free credit
5. Enjoy hundreds of open “Buy One Get One Free” offers at restaurants, cafes, entertainment venues and attractions with Mastercard throughout the Middle East and Africa
6. Unlimited free access to more than 10 VIP lounges in Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports.

Features

1. You need a salary of minimum AED 5,000 per month to be eligible for this card
2. The monthly interest rate on the unpaid balance is 3.45%.
3. The foreign currency exchange rate applicable to overseas transactions with non-AED currencies is 2%.
4. A transaction fee is 2.5% of AED currency; there is no annual fee for this card.
5. Get up to 7% Gold back when shopping at Kalyan Jewelers in India. Get up to 4.5% gold when you spend at local Kalyan Jewelers Get up to 3% discount on all other local purchases and 5% Gold back on all other international purchases.
6. Redeem your gold at the Kalyan store in the UAE.
7. No mileage plan on this card
8. Cashback for this card Balance transfer fee is 1.5%.

5- RAKBANK MasterCard Credit Card

Benefits

1. Cash advances up to 80% of the credit limit
2. MasterCard offers complimentary credit card supplements
3. Free protection and travel accident insurance
4. RAKfeast discounts up to 20% across UAE restaurants
5. RAKBANK starts discounts at 50% off at your favorite store Discounts at listed hospitals, pharmacies, opticians, beauty salons, restaurants, and jewelers.

Features

1. You need a salary of minimum AED 5,000 per month to be eligible for this card
2. The monthly interest rate on the unpaid balance is 3.45%.
3. The foreign currency exchange rate applicable to overseas transactions with non-AED currencies is 2%.
4. A transaction fee is 2.5% of AED currency
5. Get Cashback for all international and domestic transactions.
6. No mileage plan on this card Balance transfer fee is 1.5%. Get up to 1% of international and domestic spending.
7. The maximum monthly Cashback is AED 300.