Minimum Annual Fees Credit Card in UAE January 2022 - Total 200

It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:

ADIB cash back Visa Platinum Card
Features:
Minimum wage-AED 5000
Interest rate -2.99%
Annual fee: 0
Cash back: yes
Free 4 supplementary cards
100% cash withdrawal

RAKBank World MasterCard 
Features: 
Interest rate -2.95% 
Minimum wage-AED 35,000 
You can use the airport lounge, shopping, travel, driver-only discounts, etc.
Annual fee: 0 
Cash back: yes 

Simply Life Credit Card Just life card 
Features: 
Minimum wage-AED 8000
Interest rate -3.25% 
Annual fee: 0 
Cash back: yes
Free use of airport lounge, movie discounts, etc.

ADIB stored value card adib value + card 
Features: 
Annual fee: 0 
Dining discount 25% 
Enter the airport lounge
Minimum wage-AED 5000 
Cash back: No 
Earn rewards for every AED spent 


Dubai Islamic Bank Classic Dubai Islamic Bank Card 
Features: 
Annual fee: 0 
Up to 80% cash withdrawal limit
Minimum wage-AED 5000 
Interest rate -3.25% 
Cash back: No 


RAKBank Red MasterCard 
Features: 
Annual fee: 0 
Minimum wage-AED 5000 
Get discounts on spending and dining discounts 
Interest rate -3.19% 
Cash back: No 


There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
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Best Minimum Annual Fees Credit Card in UAE

Credit Card Minimum Salary Rate
ADIB - Value Card 5,000 3.09%
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic - Emarati Credit Card 12,000 2.49%
FAB - Gems Titanium Credit Card 5,000 3.25%
FAB - Elite Infinite Credit Card 50,000 0%
FAB - Free Balance Transfer Offer 0 0%

ADIB - Value+Card

ADIB - Value+Card
AED 5,000
Minimum Salary
0
Annual Fees
3.09%
Rate
No
Salary Transfer
Rewards Program
Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationallyPoints earned can be used towards airline tickets, shopping mall vouchers, and Club Apparel gifts cardsFlightsFeatures

ADCB - Touchpoints Infinite Credit Card

ADCB - Touchpoints Infinite Credit Card
AED 40,000
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

Dubai Islamic Bank - Prime Classic Credit Card

Dubai Islamic Bank - Prime Classic Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3%
Rate
No
Salary Transfer
With benefits to match your lifestyle ranging from easy cash accessibility and balance transfers to insurance services, auto assistance and more, let this be your card of choice.

Standard Chartered Bank - Visa Infinite Credit Card

Standard Chartered Bank - Visa Infinite Credit Card
AED 30,000
Minimum Salary
0
Annual Fees
3.45%
Rate
No
Salary Transfer
Designed with you in mind, we have a stellar collection of privileges to suit your lifestyle. From our outstanding Rewards programme to VIP lounge access and exclusive dining offers, you will have privileged access to life’s elite indulgences.

Simplylife Family Credit Card

Simplylife Family Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
The Simplylife Family Credit Card offers you and your family a range of exciting benefits and lifestyle privileges in order to cater to your everyday needs. The features of the card have been hand-picked to help you protect your family and spend quality time with your loved ones.

Standard Chartered - Manhattan Platinum Credit Card

Standard Chartered - Manhattan Platinum Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.45%
Rate
No
Salary Transfer
Standard Chartered - Manhattan Platinum Credit Card - Live your life to the fullest and simply "Get More"

Noor Bank - My wallet

Noor Bank - My wallet
AED 10,000
Minimum Salary
0
Annual Fees
0.99%
Rate
Yes
Salary Transfer
Noor Bank - My wallet - There is a 0% cash withdrawal fee

RAKBANK - RAKIslamic Gold Credit Card

RAKBANK - RAKIslamic Gold Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.19%
Rate
No
Salary Transfer
RAKBANK - RAKIslamic Gold Credit Card - Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more

NBF - Islamic Platinum Credit Card

NBF - Islamic Platinum Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
2.99%
Rate
No
Salary Transfer
If you’re lookingfor a credit card to match your status, an NBF Islamic Platinum Credit Cardoffers you up to 2% cashback on all purchases and an exclusive rewardsprogramme with great deals on luxury dining, travel and entertainment. Based onthe principle of Murabaha, Platinum offers you competitiv...

NBF- Visa Infinite Credit Card

NBF- Visa Infinite Credit Card
AED 40,000
Minimum Salary
0
Annual Fees
2.49%
Rate
Yes
Salary Transfer
For those who seekexclusivity, our premium credit card comes complimentary to our top tierPriority banking customers and features unmatched benefits andlifestyle-enhancing rewards.From a personal conciergewho will manage your travel and leisure bookings 24/7, to access at over 500airport lounges and...