Minimum Annual Fees Credit Card in UAE April 2024 - Total 200
It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:
• ADIB cash back Visa Platinum Card
Features:
• Minimum wage-AED 5000
• Interest rate -2.99%
• Annual fee: 0
• Cash back: yes
• Free 4 supplementary cards
• 100% cash withdrawal
• RAKBank World MasterCard
Features:
• Interest rate -2.95%
• Minimum wage-AED 35,000
• You can use the airport lounge, shopping, travel, driver-only discounts, etc.
• Annual fee: 0
• Cash back: yes
• Simply Life Credit Card Just life card
Features:
• Minimum wage-AED 8000
• Interest rate -3.25%
• Annual fee: 0
• Cash back: yes
• Free use of airport lounge, movie discounts, etc.
• ADIB stored value card adib value + card
Features:
• Annual fee: 0
• Dining discount 25%
• Enter the airport lounge
• Minimum wage-AED 5000
• Cash back: No
• Earn rewards for every AED spent
• Dubai Islamic Bank Classic Dubai Islamic Bank Card
Features:
• Annual fee: 0
• Up to 80% cash withdrawal limit
• Minimum wage-AED 5000
• Interest rate -3.25%
• Cash back: No
• RAKBank Red MasterCard
Features:
• Annual fee: 0
• Minimum wage-AED 5000
• Get discounts on spending and dining discounts
• Interest rate -3.19%
• Cash back: No
There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
Balance Transfer fee is 0.49% up to 1.5% per month...
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn 1.25 Etihad Guest miles f...
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:
• ADIB cash back Visa Platinum Card
Features:
• Minimum wage-AED 5000
• Interest rate -2.99%
• Annual fee: 0
• Cash back: yes
• Free 4 supplementary cards
• 100% cash withdrawal
• RAKBank World MasterCard
Features:
• Interest rate -2.95%
• Minimum wage-AED 35,000
• You can use the airport lounge, shopping, travel, driver-only discounts, etc.
• Annual fee: 0
• Cash back: yes
• Simply Life Credit Card Just life card
Features:
• Minimum wage-AED 8000
• Interest rate -3.25%
• Annual fee: 0
• Cash back: yes
• Free use of airport lounge, movie discounts, etc.
• ADIB stored value card adib value + card
Features:
• Annual fee: 0
• Dining discount 25%
• Enter the airport lounge
• Minimum wage-AED 5000
• Cash back: No
• Earn rewards for every AED spent
• Dubai Islamic Bank Classic Dubai Islamic Bank Card
Features:
• Annual fee: 0
• Up to 80% cash withdrawal limit
• Minimum wage-AED 5000
• Interest rate -3.25%
• Cash back: No
• RAKBank Red MasterCard
Features:
• Annual fee: 0
• Minimum wage-AED 5000
• Get discounts on spending and dining discounts
• Interest rate -3.19%
• Cash back: No
There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
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Best Minimum Annual Fees Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| ADIB - Value Card | 5,000 | 3.09% |
| Emirates Islamic - Flex Card | 5,000 | 3.49% |
| Emirates Islamic - Emarati Credit Card | 12,000 | 2.49% |
| FAB - Gems Titanium Credit Card | 5,000 | 3.25% |
| FAB - Elite Infinite Credit Card | 50,000 | 0% |
| FAB - Free Balance Transfer Offer | 0 | 0% |
Al Hilal Bank - World MasterCard
Travel Benefits:Complimentary access to global Wi-Fi hotspots at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights Unlimited access to over 850 airpo...
ADCB - Etihad Guest Signature Credit Card
This is a conventional card.The annual fee applicable on this card is AED 1,050.Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher.The foreign currency rate applicable on overseas transactions is 2.99.
Balance Transfer fee is 0.49% up to 1.5% per month...
ADCB Islamic - Etihad Guest Signature Card
The annual fee applicable on this card is AED 1,050
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn 1.25 Etihad Guest miles f...
ADIB - Rotana Rewards Exclusive Visa Card
Offering you fantastic hospitality benefits, complimentary hotel stays, discounts on dining and much more!
RAK Bank - Emirates Skywards World Elite Credit Card
Lifestyle Benefits
Mashreq - Solitaire Credit Card
Features
Emirates NBD Skywards Infinite Credit Card
Emirates NBD Skywards Infinite Credit Card has the best Skywards Miles offer out there.
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
