Minimum Annual Fees Credit Card in UAE January 2022 - Total 200

It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:

ADIB cash back Visa Platinum Card
Features:
Minimum wage-AED 5000
Interest rate -2.99%
Annual fee: 0
Cash back: yes
Free 4 supplementary cards
100% cash withdrawal

RAKBank World MasterCard 
Features: 
Interest rate -2.95% 
Minimum wage-AED 35,000 
You can use the airport lounge, shopping, travel, driver-only discounts, etc.
Annual fee: 0 
Cash back: yes 

Simply Life Credit Card Just life card 
Features: 
Minimum wage-AED 8000
Interest rate -3.25% 
Annual fee: 0 
Cash back: yes
Free use of airport lounge, movie discounts, etc.

ADIB stored value card adib value + card 
Features: 
Annual fee: 0 
Dining discount 25% 
Enter the airport lounge
Minimum wage-AED 5000 
Cash back: No 
Earn rewards for every AED spent 


Dubai Islamic Bank Classic Dubai Islamic Bank Card 
Features: 
Annual fee: 0 
Up to 80% cash withdrawal limit
Minimum wage-AED 5000 
Interest rate -3.25% 
Cash back: No 


RAKBank Red MasterCard 
Features: 
Annual fee: 0 
Minimum wage-AED 5000 
Get discounts on spending and dining discounts 
Interest rate -3.19% 
Cash back: No 


There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
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Best Minimum Annual Fees Credit Card in UAE

Credit Card Minimum Salary Rate
ADIB - Value Card 5,000 3.09%
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic - Emarati Credit Card 12,000 2.49%
FAB - Gems Titanium Credit Card 5,000 3.25%
FAB - Elite Infinite Credit Card 50,000 0%
FAB - Free Balance Transfer Offer 0 0%

Noor Bank - Noor Wealth World Credit Card

Noor Bank - Noor Wealth World Credit Card
AED 0
Minimum Salary
1,000
Annual Fees
3.25%
Rate
No
Salary Transfer
Benefits:

Al Hilal Bank - World MasterCard

Al Hilal Bank - World MasterCard
AED 0
Minimum Salary
1,050
Annual Fees
2.99%
Rate
No
Salary Transfer
Travel Benefits:Complimentary access to global Wi-Fi hotspots at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights Unlimited access to over 850 airpo...

ADCB - Etihad Guest Signature Credit Card

ADCB - Etihad Guest Signature Credit Card
AED 20,000
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
This is a conventional card.The annual fee applicable on this card is AED 1,050.Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher.The foreign currency rate applicable on overseas transactions is 2.99.
Balance Transfer fee is 0.49% up to 1.5% per month...

ADCB Islamic - Etihad Guest Signature Card

ADCB Islamic - Etihad Guest Signature Card
AED 20,000
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
The annual fee applicable on this card is AED 1,050
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn 1.25 Etihad Guest miles f...

ADCB Islamic - TouchPoints Infinite Card

ADCB Islamic - TouchPoints Infinite Card
AED 0
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

Al Hilal Bank - Etihad Guest Signature Credit Card

Al Hilal Bank - Etihad Guest Signature Credit Card
AED 0
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

ADIB - Rotana Rewards Exclusive Visa Card

ADIB - Rotana Rewards Exclusive Visa Card
AED 10,000
Minimum Salary
1,250
Annual Fees
3.09%
Rate
No
Salary Transfer
Offering you fantastic hospitality benefits, complimentary hotel stays, discounts on dining and much more!

RAK Bank - Emirates Skywards World Elite Credit Card

RAK Bank - Emirates Skywards World Elite Credit Card
AED 25,000
Minimum Salary
1,499
Annual Fees
3.45%
Rate
No
Salary Transfer
Lifestyle Benefits

Mashreq - Solitaire Credit Card

Mashreq - Solitaire Credit Card
AED 25,000
Minimum Salary
1,500
Annual Fees
3.45%
Rate
No
Salary Transfer
Features

Emirates NBD Skywards Infinite Credit Card

Emirates NBD Skywards Infinite Credit Card
AED 30,000
Minimum Salary
1,500
Annual Fees
3.09%
Rate
No
Salary Transfer
Emirates NBD Skywards Infinite Credit Card has the best Skywards Miles offer out there.