Minimum Annual Fees Credit Card in UAE March 2024 - Total 200
It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:
• ADIB cash back Visa Platinum Card
Features:
• Minimum wage-AED 5000
• Interest rate -2.99%
• Annual fee: 0
• Cash back: yes
• Free 4 supplementary cards
• 100% cash withdrawal
• RAKBank World MasterCard
Features:
• Interest rate -2.95%
• Minimum wage-AED 35,000
• You can use the airport lounge, shopping, travel, driver-only discounts, etc.
• Annual fee: 0
• Cash back: yes
• Simply Life Credit Card Just life card
Features:
• Minimum wage-AED 8000
• Interest rate -3.25%
• Annual fee: 0
• Cash back: yes
• Free use of airport lounge, movie discounts, etc.
• ADIB stored value card adib value + card
Features:
• Annual fee: 0
• Dining discount 25%
• Enter the airport lounge
• Minimum wage-AED 5000
• Cash back: No
• Earn rewards for every AED spent
• Dubai Islamic Bank Classic Dubai Islamic Bank Card
Features:
• Annual fee: 0
• Up to 80% cash withdrawal limit
• Minimum wage-AED 5000
• Interest rate -3.25%
• Cash back: No
• RAKBank Red MasterCard
Features:
• Annual fee: 0
• Minimum wage-AED 5000
• Get discounts on spending and dining discounts
• Interest rate -3.19%
• Cash back: No
There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:
• ADIB cash back Visa Platinum Card
Features:
• Minimum wage-AED 5000
• Interest rate -2.99%
• Annual fee: 0
• Cash back: yes
• Free 4 supplementary cards
• 100% cash withdrawal
• RAKBank World MasterCard
Features:
• Interest rate -2.95%
• Minimum wage-AED 35,000
• You can use the airport lounge, shopping, travel, driver-only discounts, etc.
• Annual fee: 0
• Cash back: yes
• Simply Life Credit Card Just life card
Features:
• Minimum wage-AED 8000
• Interest rate -3.25%
• Annual fee: 0
• Cash back: yes
• Free use of airport lounge, movie discounts, etc.
• ADIB stored value card adib value + card
Features:
• Annual fee: 0
• Dining discount 25%
• Enter the airport lounge
• Minimum wage-AED 5000
• Cash back: No
• Earn rewards for every AED spent
• Dubai Islamic Bank Classic Dubai Islamic Bank Card
Features:
• Annual fee: 0
• Up to 80% cash withdrawal limit
• Minimum wage-AED 5000
• Interest rate -3.25%
• Cash back: No
• RAKBank Red MasterCard
Features:
• Annual fee: 0
• Minimum wage-AED 5000
• Get discounts on spending and dining discounts
• Interest rate -3.19%
• Cash back: No
There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
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Best Minimum Annual Fees Credit Card in UAE
Credit Card | Minimum Salary | Rate |
---|---|---|
ADIB - Value Card | 5,000 | 3.09% |
Emirates Islamic - Flex Card | 5,000 | 3.49% |
Emirates Islamic - Emarati Credit Card | 12,000 | 2.49% |
FAB - Gems Titanium Credit Card | 5,000 | 3.25% |
FAB - Elite Infinite Credit Card | 50,000 | 0% |
FAB - Free Balance Transfer Offer | 0 | 0% |