Minimum Annual Fees Credit Card in UAE March 2024 - Total 200

It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:

ADIB cash back Visa Platinum Card
Features:
Minimum wage-AED 5000
Interest rate -2.99%
Annual fee: 0
Cash back: yes
Free 4 supplementary cards
100% cash withdrawal

RAKBank World MasterCard 
Features: 
Interest rate -2.95% 
Minimum wage-AED 35,000 
You can use the airport lounge, shopping, travel, driver-only discounts, etc.
Annual fee: 0 
Cash back: yes 

Simply Life Credit Card Just life card 
Features: 
Minimum wage-AED 8000
Interest rate -3.25% 
Annual fee: 0 
Cash back: yes
Free use of airport lounge, movie discounts, etc.

ADIB stored value card adib value + card 
Features: 
Annual fee: 0 
Dining discount 25% 
Enter the airport lounge
Minimum wage-AED 5000 
Cash back: No 
Earn rewards for every AED spent 


Dubai Islamic Bank Classic Dubai Islamic Bank Card 
Features: 
Annual fee: 0 
Up to 80% cash withdrawal limit
Minimum wage-AED 5000 
Interest rate -3.25% 
Cash back: No 


RAKBank Red MasterCard 
Features: 
Annual fee: 0 
Minimum wage-AED 5000 
Get discounts on spending and dining discounts 
Interest rate -3.19% 
Cash back: No 


There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
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Best Minimum Annual Fees Credit Card in UAE

Credit Card Minimum Salary Rate
ADIB - Value Card 5,000 3.09%
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic - Emarati Credit Card 12,000 2.49%
FAB - Gems Titanium Credit Card 5,000 3.25%
FAB - Elite Infinite Credit Card 50,000 0%
FAB - Free Balance Transfer Offer 0 0%

Dubai Islamic Bank - Consumer Reward Card

Dubai Islamic Bank - Consumer Reward Card
AED 5,000
Minimum Salary
157.5
Annual Fees
3%
Rate
No
Salary Transfer
Reward Features

The American Express - Dubai Duty Free Card

The American Express - Dubai Duty Free  Card
AED 15,000
Minimum Salary
175
Annual Fees
3.25%
Rate
No
Salary Transfer
Dubai Duty Free American Express Cardmembership brings you a host of exclusive offers and exciting benefits that help you make the most of everything Dubai has to offer.

ADIB - Spice Card

ADIB - Spice Card
AED 12,000
Minimum Salary
199
Annual Fees
3.09%
Rate
No
Salary Transfer
Features

Emirates NBD - Go4it Platinum Credit Card

Emirates NBD - Go4it Platinum Credit Card
AED 12,000
Minimum Salary
199
Annual Fees
3.25%
Rate
Yes
Salary Transfer
Emirates NBD and Roads and Transport Authority (RTA) introduces you to a new world of convenience with the Go4it Card with a Credit Card and transit chip built into a single Card which means you get the twin advantages of a Credit Card for making purchases or cash withdrawals, and the RTA Nol C...

Emirates Islamic - Etihad Guest Platinum Credit Card

Emirates Islamic - Etihad Guest Platinum Credit Card
AED 12,000
Minimum Salary
199
Annual Fees
3.49%
Rate
No
Salary Transfer
Features

Emirates Islamic - Skywards Infinite Credit Card

Emirates Islamic - Skywards Infinite Credit Card
AED 25,000
Minimum Salary
2,000
Annual Fees
2.99%
Rate
No
Salary Transfer
The Emirates Islamic Skywards Infinite Visa Card lets you enjoy exclusive privileges reserved only for the selected few.Take advantage of the following benefits: Automatic upgrade to Emirates Skywards Silver membership.Unlimited Complimentary golf any day of the week.Free valet parkingUnlimited...

ADIB - Etihad Guest Visa Platinum Card

ADIB - Etihad Guest Visa Platinum Card
AED 10,000
Minimum Salary
2,000
Annual Fees
3.09%
Rate
No
Salary Transfer
Earn a welcome bonus of 50,000 Etihad Guest Miles – the highest of any travel card in the region! Enhance your lifestyle with ADIB"s Etihad Platinum Card.​

ADIB - Booking.com Infinite Card

ADIB - Booking.com Infinite Card
AED 30,000
Minimum Salary
2,000
Annual Fees
3.29%
Rate
No
Salary Transfer
Go places with the ADIB Booking.com Infinite Card. Earn & use your points with any airline, any hotel, anywhere! Also enjoy discounts and cashback on flights, fuel, dining, VIP airport lounge access, free valet services and much more.

ADCB - Betaqti Credit Card (exclusively for UAE Nationals)

ADCB - Betaqti Credit Card (exclusively for UAE Nationals)
AED 5,000
Minimum Salary
2,100
Annual Fees
2.5%
Rate
No
Salary Transfer
TouchPoints Rewards:Enjoy 300,000 TouchPoints as a welcome gift

Al Hilal Bank - Etihad Guest Infinite Credit Card

Al Hilal Bank - Etihad Guest Infinite Credit Card
AED 0
Minimum Salary
2,100
Annual Fees
3.25%
Rate
No
Salary Transfer
Features