Minimum Annual Fees Credit Card in UAE April 2024 - Total 200

It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:

ADIB cash back Visa Platinum Card
Features:
Minimum wage-AED 5000
Interest rate -2.99%
Annual fee: 0
Cash back: yes
Free 4 supplementary cards
100% cash withdrawal

RAKBank World MasterCard 
Features: 
Interest rate -2.95% 
Minimum wage-AED 35,000 
You can use the airport lounge, shopping, travel, driver-only discounts, etc.
Annual fee: 0 
Cash back: yes 

Simply Life Credit Card Just life card 
Features: 
Minimum wage-AED 8000
Interest rate -3.25% 
Annual fee: 0 
Cash back: yes
Free use of airport lounge, movie discounts, etc.

ADIB stored value card adib value + card 
Features: 
Annual fee: 0 
Dining discount 25% 
Enter the airport lounge
Minimum wage-AED 5000 
Cash back: No 
Earn rewards for every AED spent 


Dubai Islamic Bank Classic Dubai Islamic Bank Card 
Features: 
Annual fee: 0 
Up to 80% cash withdrawal limit
Minimum wage-AED 5000 
Interest rate -3.25% 
Cash back: No 


RAKBank Red MasterCard 
Features: 
Annual fee: 0 
Minimum wage-AED 5000 
Get discounts on spending and dining discounts 
Interest rate -3.19% 
Cash back: No 


There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
Read More

Best Minimum Annual Fees Credit Card in UAE

Credit Card Minimum Salary Rate
ADIB - Value Card 5,000 3.09%
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic - Emarati Credit Card 12,000 2.49%
FAB - Gems Titanium Credit Card 5,000 3.25%
FAB - Elite Infinite Credit Card 50,000 0%
FAB - Free Balance Transfer Offer 0 0%

Emirates Islamic- Cashback Plus Credit Card

Emirates Islamic- Cashback Plus Credit Card
AED 12,000
Minimum Salary
299
Annual Fees
3.35%
Rate
No
Salary Transfer
Cashback RewardsUp to 10% cash back on supermarket spendsUp to 10% cash back on education Up to 10% cash back on dining Up to 10% cash back on telecom expenses

ADIB - Etisalat Gold Card

ADIB - Etisalat Gold Card
AED 10,000
Minimum Salary
299
Annual Fees
3.09%
Rate
No
Salary Transfer
​​​​​​Earn Etisalat Reward points when you spend, and enjoy free 10 minutes of UAE talk time with every AED 100 spent, with Etisalat Gold Cards from ADIB.​​​

ADIB - Booking.com Signature Card

ADIB - Booking.com Signature Card
AED 15,000
Minimum Salary
299
Annual Fees
3.29%
Rate
No
Salary Transfer
Introducing the ADIB Booking.com Signature Card that comes packed with exclusive domestic and international benefits, discounts, and much more!Your new ADIB Booking.com Signature Card, made to go places...

ADIB - Dana MasterCard

ADIB - Dana MasterCard
AED 5,000
Minimum Salary
299
Annual Fees
3.09%
Rate
No
Salary Transfer
Features

Citibank - Emirates-Citibank Ultima

Citibank - Emirates-Citibank Ultima
AED 36,750
Minimum Salary
3,000
Annual Fees
3.25%
Rate
No
Salary Transfer
Enjoy the best Skywards Miles earn rate in the UAE and exclusive 100% Metal Card. 

FC Barcelona Platinum Credit Card

FC Barcelona Platinum Credit Card
AED 5,000
Minimum Salary
300
Annual Fees
3.45%
Rate
No
Salary Transfer
You’re passionate about football and you’re even more passionate about one of the world’s greatest ever teams, FC Barcelona. That’s why we created the RAKBANK FC Barcelona Platinum Mastercard Credit Card, just for fans like you. Use it every time you spend, and not only will you show your pa...

Noor Bank - Srilankan Credit Card

Noor Bank - Srilankan Credit Card
AED 5,000
Minimum Salary
300
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

Noor Bank - Rewards Credit Card

Noor Bank - Rewards Credit Card
AED 5,000
Minimum Salary
300
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

Citibank - Citi Rewards

Citibank - Citi Rewards
AED 8,000
Minimum Salary
300
Annual Fees
3.25%
Rate
Yes
Salary Transfer
With the  Citi Rewards Credit Card you can convert your spend into cash rebate, shopping vouchers and much more. Get "But 1 Get 1 free" movie tickets at Vox cinemas and instant cash loan at a click of a button with the Quick cash facility.

Citibank - Citi Cashback Card

Citibank - Citi Cashback Card
AED 8,000
Minimum Salary
300
Annual Fees
3.25%
Rate
No
Salary Transfer
Enjoy unlimited, automatic Cashback on all spend with the best cash back credit card in the market.