Minimum Salary Credit Card in UAE September 2021 - Total 200

One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer with a line of credit for the credit card. On this trip, the car...dholder can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
List of credit cards with a salary below 5000 AED: 

1. Emirates Islamic Cashback Card
This is an Islamic credit card. To use this card, 
You must have a monthly salary of at least 5000 AED. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. This card is free for life and requires an annual AED 5000 expenditure. If this expenditure requirement is not met, an annual fee of 350 AED will be charged. 
A 10% cashback on telecommunications expenses, 5% electronic purchase, and 1% all local and international transactions cashback is guaranteed. 
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
A minimum payment of about 5% is required each month
.
2. First Abu Dhabi Bank GEMS Titanium Credit Card
You need 
a monthly salary of at least AED 5,000 to be eligible for this card 
The minimum payment is 5% or AED 100, whichever is higher 
The foreign currency exchange rate applicable to overseas transactions is 2.05% + plan fee.
There is no annual fee for this card.
Redeem “First Star” on the First Stars Travel portal to earn Skyward Miles, Etihad Passenger Miles, First Star Card, Flydubai Electronic Voucher and any airline ticket.
Receive cash back in the form of the First Stars card. 20,000 stars equal 100 dirhams. 
Transfer balance, fixed at 0.79% per month

3. Emirates Islamic Flex Card
To use this card, 
You must have a monthly salary of at least 5000 AED. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount.
The foreign exchange rate applicable to foreign operations is 2.34%. The annual fee for this card is 0 AED. 
This card has no refund. 
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
A minimum payment of 5% is required each month.

4. First Abu Dhabi Bank Cashback Credit Card
You need a monthly salary of at least AED 5,000 to be eligible for this card 
The minimum payment is 5% or AED 100, whichever is higher 
The foreign currency exchange rate applicable to overseas transactions is 2.05% + plan fee
The card has an annual fee of AED 315 
Your cash back will also be calculated on a monthly basis and will be rewarded before the statement date as required. 
Transfer balance, fixed at 0.79% per month.

5. Emirates Islamic Flex Max Card
You need a monthly salary of at least 5000 AED to use this card.
The repayment term is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%.
An annual fee of AED 500 is applicable to this card. You can earn 2 EI Smart Miles for every Dh1 spent locally. For every dirham spent internationally, you can earn 3 EI Smart Miles. You can also use EI Smart Miles' “Instant Buy” feature to make purchases. 
This card has no cash back Balance transfer / pay-as-you-go facilities can charge a fixed monthly fee based on the amount, from AED 30 (AED 1,000-2,999), AED 50 (AED 3,000-4,999), AED 70 (AED 5,000-6,999), AED 100 (AED 7,000-9,999), AED 130 (AED 10,000-12,999), AED 150 (AED 13,000-14,999), AED 170 Lam (15,000-16,999 dirhams) and 200 dirhams (17,000 dirhams and above). 
The BT / COC amount and the fixed monthly fee will be converted to EMI. 
You can use up to 80% of the available credit limit as balance transfer/call cash.

6. Emirates Islamic RTA Card
This is an Islamic card, you need 
A monthly salary of at least 5000 AED to use this card. 
The profit level applicable to this card is 3.35%. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
The annual fee for this card is zero. 
You get a 10% refund on fuel costs, a refund on RTA transportation costs, up to 2.25% on international expenses, and 1.25% return on domestic expenses.
There are no mileage plans on this map. When using this card for payment, you're RTA and refueling costs can receive a refund of up to 10% in cash, international costs can get a return of 2.25%, and domestic costs – 1.25%. 
The interest rate of the balance transfer instrument is 1% (3 months) and 2% (6 months).

7. Emirates Islamic Cashback Plus Card
This is an Islamic credit card, in which you must
Receive a monthly salary of at least 5000 AED to use this card. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
No annual fee for the first year. In subsequent years, an annual fee of 299 dirhams must be paid, unless the minimum annual consumption is 30,000 dirhams. 
Up to 10% cash back on the supermarket, catering, education, and telecommunications expenses. Get up to 10% of supermarket spending, cashback on catering, education and telecommunications expenses. 
The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. 
A payment of 5% at minimum is required every month.

8. Emirates Islamic Emirati Credit Card
This is an Islamic card to use this
You need a monthly salary of at least 5000 dirhams to use this card. 
The minimum monthly payment is 5% of the unpaid amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
This card is free for life. International expenditure wins 3.75 EI SmartMiles for every 1AED, domestic expenditure wins 2.5 EI SmartMiles for every 1AED, and government expenditure wins 0.5 EI SmartMiles for every AED 1.  
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
You can pay up to 80% balance and a minimum of 5% balance each month. 
10% refund for food in the form of Islamic Smart Shaft in UAE.

9. Standard Chartered Platinum Card
You need a monthly salary of at least 5,000 dirhams to get this card. 
The minimum payment is 1% of the principal amount balance plus all the fees or AED 110, whichever is higher. 
The foreign currency exchange rate applicable to overseas transactions is 2.99%.
The Annual fee waived for the first year, then AED 525 per year Earn 1 bonus point for every dollar spent 
There is no reward program on this card Earn 10% cashback through tuition, grocery and utility expenses 
The balance transfer has a monthly interest rate of 3%, plus an early settlement fee of 2% -4% or AED 262.5, whichever is higher. 4.2% handling fee
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Best Minimum Salary Credit Card in UAE

Credit Card Minimum Salary Rate
FAB - Free Balance Transfer Offer 0 0%
Dubai first - Cashback Card 0 3.19%
Ajman Bank- World Power Credit Card 0 0%
FAB - Masdar Infinite and platinum Credit Cards 0 3.25%
Al Hilal Bank - World Elite Mastercard 0 2.99%
Al Hilal Bank - World MasterCard 0 2.99%