No Salary Transfer Credit Card in UAE April 2024 - Total 180
One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer a line of credit for the credit card. On this trip, the cardhold...er can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
Below is a list of top credit cards with no salary transfer:
1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
• No annual fee
• Received 20% cashback in Netflix, Careem, Noon etc.
• 5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses
• No ceiling, no minimum spending requirements
• 30% discount at 2,000 dining establishments in the UAE
• Instant cash back
• Free travel insurance
• Up to 55 days interest-free period
2. ADIB Cashback Gold Card
Features of this card are as follows;
• Free use of VIP lounges in Dubai and Abu Dhabi Airports
• ADIB tour desk
• Road rescue
• Quarterly discount
• Four free supplement cards
• Instant SMS update
3. ADIB Value Card
Features of this card are as follows;
• Receive local and international consumption rewards
• Redeem points for free flights and shopping vouchers
• Enjoy up to 25% discounts at designated restaurants throughout the UAE.
• Advanced Chip & Pin technology can safely purchase and withdraw cash
• Up to 55 days of free grace period to repay your outstanding balance
4. Emirates Islamic Flex Card
• Up to 75,000 * EI Smart Miles EI welcome bonus
• Free use of airport lounge
• Multiple travel insurance
• Earn unlimited miles and redeem without a blackout date
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
• Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
• Multiple shopping options in our online market
• Free valet parking
5. FAB – Abu Dhabi Titanium Credit Card
• Every year Audi Q5 is hot – 1 champion
• Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
• Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
• Get 10 winners in monthly AED 1000 trades l
• Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
• Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
• Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
• Free meals and snacks
• Discounts on Avis car rental
• Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
• 15% discount on your next car in Europe, the Middle East, Africa and Asia
• Enjoy a 12% discount on your next car rental in the US and Canada
• Free upgrade to every rental around the world
• Driver’s partner Careem sees a discount
• Buy one for free with MasterCard
• Transfer money
• Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.
6. FAB – Gems Titanium Credit Card
Features of this card are as follows
• Tuition discount
• Limited time offer: chance to win tuition fees up to AED 25,000
• Movie ticket only AED 15
• Use your GEMS Titanium credit card to get unlimited money transfers
• Smart shopping
• Enter the airport lounge * Education insurance Credit shield
7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
• 6 full-time driver transfers in the UAE every year
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches.
• Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world.
• Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free purchase protection Free travel accident insurance
• Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants.
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants.
• More than 25 airport lounges available at some airports worldwide
• Discounts for travel bookings using Cleartrip
• Ride offers using Careem Discounts when using Avis car rental
• MyUS's premium shipping discounts and free membership
• Shopping deals and discounts at Bicester Village
• Buy one get one free Purchase protection to prevent theft or accidental damage
• Airport meeting Vehicle registration and maintenance transfer
• Dining discount
Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements.
Below is a list of top credit cards with no salary transfer:
1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
• No annual fee
• Received 20% cashback in Netflix, Careem, Noon etc.
• 5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses
• No ceiling, no minimum spending requirements
• 30% discount at 2,000 dining establishments in the UAE
• Instant cash back
• Free travel insurance
• Up to 55 days interest-free period
2. ADIB Cashback Gold Card
Features of this card are as follows;
• Free use of VIP lounges in Dubai and Abu Dhabi Airports
• ADIB tour desk
• Road rescue
• Quarterly discount
• Four free supplement cards
• Instant SMS update
3. ADIB Value Card
Features of this card are as follows;
• Receive local and international consumption rewards
• Redeem points for free flights and shopping vouchers
• Enjoy up to 25% discounts at designated restaurants throughout the UAE.
• Advanced Chip & Pin technology can safely purchase and withdraw cash
• Up to 55 days of free grace period to repay your outstanding balance
4. Emirates Islamic Flex Card
• Up to 75,000 * EI Smart Miles EI welcome bonus
• Free use of airport lounge
• Multiple travel insurance
• Earn unlimited miles and redeem without a blackout date
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
• Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
• Multiple shopping options in our online market
• Free valet parking
5. FAB – Abu Dhabi Titanium Credit Card
• Every year Audi Q5 is hot – 1 champion
• Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
• Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
• Get 10 winners in monthly AED 1000 trades l
• Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
• Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
• Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
• Free meals and snacks
• Discounts on Avis car rental
• Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
• 15% discount on your next car in Europe, the Middle East, Africa and Asia
• Enjoy a 12% discount on your next car rental in the US and Canada
• Free upgrade to every rental around the world
• Driver’s partner Careem sees a discount
• Buy one for free with MasterCard
• Transfer money
• Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.
6. FAB – Gems Titanium Credit Card
Features of this card are as follows
• Tuition discount
• Limited time offer: chance to win tuition fees up to AED 25,000
• Movie ticket only AED 15
• Use your GEMS Titanium credit card to get unlimited money transfers
• Smart shopping
• Enter the airport lounge * Education insurance Credit shield
7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
• 6 full-time driver transfers in the UAE every year
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches.
• Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world.
• Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free purchase protection Free travel accident insurance
• Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants.
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants.
• More than 25 airport lounges available at some airports worldwide
• Discounts for travel bookings using Cleartrip
• Ride offers using Careem Discounts when using Avis car rental
• MyUS's premium shipping discounts and free membership
• Shopping deals and discounts at Bicester Village
• Buy one get one free Purchase protection to prevent theft or accidental damage
• Airport meeting Vehicle registration and maintenance transfer
• Dining discount
Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements.
Read More
Best No Salary Transfer Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| Mashreq - Platinum Elite Credit Card | 10,000 | 3.45% |
| Mashreq - Solitaire Credit Card | 25,000 | 3.45% |
| ADIB - Cashback Gold Card | 5,000 | 3.09% |
| ADIB - Value Card | 5,000 | 3.09% |
| Emirates Islamic - Flex Card | 5,000 | 3.49% |
| Emirates Islamic- Cashback Plus Credit Card | 12,000 | 3.35% |
Noor Bank - Wafa Credit Card
Earn, redeem and load points every time you shop at Aswaaq community stores with your wafa Card. Also get up to 11% cash back on your purchases
Emirates Islamic - RTA Card
The Emirates Islamic RTA Credit Card brings you up to 10% cash back on your spends and convenience like never before with a built-in RTA NOL chip. Enjoy the dual benefit of a single card that can be used as a credit card for your purchases and as a NOL Card at RTA"s Dubai Metro, Dubai Bus, Water Bus...
Emirates NBD Skywards Infinite Credit Card
Emirates NBD Skywards Infinite Credit Card has the best Skywards Miles offer out there.
Emirates NBD - Titanium Credit Card
Enjoy a world of travel and lifestyle perks. With the new Emirates NBD Titanium Credit Card, you can take advantage of a host of lifestyle features and benefits such as unlimited airport lounge access in Middle East, superior rewards earnings, Golf privileges and more.
Emirates NBD - Go4it Gold Credit Card
Go4it Card brought to you by Emirates NBD and (RTA). The Go4it Card, the first of its kind in the region, comes with a Credit Card and transit chip built into a single Card.
ADCB - TouchPoints Platinum Credit Card
Sign up for an ADCB TouchPoints Platinum Credit Card today and receive two free tickets to Ferrari World as a sign-up bonus.
ADCB Lulu Platinum Credit Card
Shop, earn, redeem!Turn spending into free shopping at LuLu Hypermarket with the LuLu Credit Card. Every time you use your card, you’ll earn LuLuPoints that you can use to shop at any LuLu Hypermarket across the UAE.
Simplylife - Cashback Credit Card
Your SimplyLife Cashback Credit Card helps you benefit from its numerous features on a day-to-day basis. Get cashback on spends as low as AED 1,000. Plus, take advantage of free movie tickets and a host of other rewards on anything above that.
ADIB - Etisalat Classic Card
Your ADIB Etisalat Visa Classic Card comes with 5,000 Etisalat Smile Points that’s equal to: More than 150 minutes of talk time on calls within the UAE More than 80 minutes of talk time on calls to India, Pakistan, Bangladesh, and Oman More than 60 minutes of...
ADIB - Etihad Guest Gold Card
ADIB Etihad Guest Miles
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
