No Salary Transfer Credit Card in UAE May 2024 - Total 180
One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer a line of credit for the credit card. On this trip, the cardhold...er can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
Below is a list of top credit cards with no salary transfer:
1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
• No annual fee
• Received 20% cashback in Netflix, Careem, Noon etc.
• 5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses
• No ceiling, no minimum spending requirements
• 30% discount at 2,000 dining establishments in the UAE
• Instant cash back
• Free travel insurance
• Up to 55 days interest-free period
2. ADIB Cashback Gold Card
Features of this card are as follows;
• Free use of VIP lounges in Dubai and Abu Dhabi Airports
• ADIB tour desk
• Road rescue
• Quarterly discount
• Four free supplement cards
• Instant SMS update
3. ADIB Value Card
Features of this card are as follows;
• Receive local and international consumption rewards
• Redeem points for free flights and shopping vouchers
• Enjoy up to 25% discounts at designated restaurants throughout the UAE.
• Advanced Chip & Pin technology can safely purchase and withdraw cash
• Up to 55 days of free grace period to repay your outstanding balance
4. Emirates Islamic Flex Card
• Up to 75,000 * EI Smart Miles EI welcome bonus
• Free use of airport lounge
• Multiple travel insurance
• Earn unlimited miles and redeem without a blackout date
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
• Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
• Multiple shopping options in our online market
• Free valet parking
5. FAB – Abu Dhabi Titanium Credit Card
• Every year Audi Q5 is hot – 1 champion
• Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
• Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
• Get 10 winners in monthly AED 1000 trades l
• Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
• Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
• Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
• Free meals and snacks
• Discounts on Avis car rental
• Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
• 15% discount on your next car in Europe, the Middle East, Africa and Asia
• Enjoy a 12% discount on your next car rental in the US and Canada
• Free upgrade to every rental around the world
• Driver’s partner Careem sees a discount
• Buy one for free with MasterCard
• Transfer money
• Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.
6. FAB – Gems Titanium Credit Card
Features of this card are as follows
• Tuition discount
• Limited time offer: chance to win tuition fees up to AED 25,000
• Movie ticket only AED 15
• Use your GEMS Titanium credit card to get unlimited money transfers
• Smart shopping
• Enter the airport lounge * Education insurance Credit shield
7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
• 6 full-time driver transfers in the UAE every year
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches.
• Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world.
• Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free purchase protection Free travel accident insurance
• Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants.
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants.
• More than 25 airport lounges available at some airports worldwide
• Discounts for travel bookings using Cleartrip
• Ride offers using Careem Discounts when using Avis car rental
• MyUS's premium shipping discounts and free membership
• Shopping deals and discounts at Bicester Village
• Buy one get one free Purchase protection to prevent theft or accidental damage
• Airport meeting Vehicle registration and maintenance transfer
• Dining discount
Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements.
Below is a list of top credit cards with no salary transfer:
1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
• No annual fee
• Received 20% cashback in Netflix, Careem, Noon etc.
• 5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses
• No ceiling, no minimum spending requirements
• 30% discount at 2,000 dining establishments in the UAE
• Instant cash back
• Free travel insurance
• Up to 55 days interest-free period
2. ADIB Cashback Gold Card
Features of this card are as follows;
• Free use of VIP lounges in Dubai and Abu Dhabi Airports
• ADIB tour desk
• Road rescue
• Quarterly discount
• Four free supplement cards
• Instant SMS update
3. ADIB Value Card
Features of this card are as follows;
• Receive local and international consumption rewards
• Redeem points for free flights and shopping vouchers
• Enjoy up to 25% discounts at designated restaurants throughout the UAE.
• Advanced Chip & Pin technology can safely purchase and withdraw cash
• Up to 55 days of free grace period to repay your outstanding balance
4. Emirates Islamic Flex Card
• Up to 75,000 * EI Smart Miles EI welcome bonus
• Free use of airport lounge
• Multiple travel insurance
• Earn unlimited miles and redeem without a blackout date
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
• Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
• Multiple shopping options in our online market
• Free valet parking
5. FAB – Abu Dhabi Titanium Credit Card
• Every year Audi Q5 is hot – 1 champion
• Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
• Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
• Get 10 winners in monthly AED 1000 trades l
• Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
• Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
• Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
• Free meals and snacks
• Discounts on Avis car rental
• Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
• 15% discount on your next car in Europe, the Middle East, Africa and Asia
• Enjoy a 12% discount on your next car rental in the US and Canada
• Free upgrade to every rental around the world
• Driver’s partner Careem sees a discount
• Buy one for free with MasterCard
• Transfer money
• Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.
6. FAB – Gems Titanium Credit Card
Features of this card are as follows
• Tuition discount
• Limited time offer: chance to win tuition fees up to AED 25,000
• Movie ticket only AED 15
• Use your GEMS Titanium credit card to get unlimited money transfers
• Smart shopping
• Enter the airport lounge * Education insurance Credit shield
7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
• 6 full-time driver transfers in the UAE every year
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches.
• Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world.
• Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free purchase protection Free travel accident insurance
• Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants.
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants.
• More than 25 airport lounges available at some airports worldwide
• Discounts for travel bookings using Cleartrip
• Ride offers using Careem Discounts when using Avis car rental
• MyUS's premium shipping discounts and free membership
• Shopping deals and discounts at Bicester Village
• Buy one get one free Purchase protection to prevent theft or accidental damage
• Airport meeting Vehicle registration and maintenance transfer
• Dining discount
Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements.
Read More
Best No Salary Transfer Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| Mashreq - Platinum Elite Credit Card | 10,000 | 3.45% |
| Mashreq - Solitaire Credit Card | 25,000 | 3.45% |
| ADIB - Cashback Gold Card | 5,000 | 3.09% |
| ADIB - Value Card | 5,000 | 3.09% |
| Emirates Islamic - Flex Card | 5,000 | 3.49% |
| Emirates Islamic- Cashback Plus Credit Card | 12,000 | 3.35% |
NBF - Platinum Exclusive Credit Card
As the holder of the award-winning NBF Platinum Exclusive Credit Card, you are entitled up to2% cash back on all purchases you make with the card. You will also getcomplimentary access to VIP airport lounges around the world in addition to arange of other privileges.
RAK Bank - Emirates Skywards World Elite Credit Card
Lifestyle Benefits
Al Hilal - Smart Covered Platinum Card
All our cards and services have been approved by our board of Shariah scholars and conform to the highest standards of Islamic banking.
DubaiFirst Miles Visa Infinite Card
The DubaiFirst Miles program is specifically designed for the discerning traveller and comes equipped with a suite of benefits and privileges, making it your ideal travel companion. The DubaiFirst Miles Visa Infinite Card takes off where others stop. The ideal travel companion gives you access to a...
Emirates NBD - Platinum Credit Card
The credit card reserved for those who deserve a world of privileges and special perks, as well as a range of unprecedented offers carefully selected to suit your lifestyle.
RAKBANK - World Credit Card
The RAKBANK World Credit Card offers you a world of rewards, privileges and benefits, every day. The RAKBANK World Credit Card goes beyond what you expect from a Credit Card, offering you exceptional Cashback on all your spends. There’s also a world of travel benefits, lifestyle privileges and unm...
Dubai Islamic Bank - Prime Gold Credit Card
Enjoy a more rewarding banking experience with your Prime Gold Card, packed with benefits and features designed to go hand-in-hand with your lifestyle.
Noor Bank - Priority Credit Card
Features
Citibank - Emirates-Citibank World
The perfect card to begin your adventure! Earn up to 1 Skywards Mile on every USD spent on Emirates-Citibank World Mastercard. Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.Enjoy unlimited access to 1000+ airport lounges worldwide.Eli...
Citibank - Citi Prestige
Citi Prestige, the most flexible travel card in the market. Fly for free to any destination with a choice of 12 partner airlines including Etihad, British Airways & Turkish Airlines. Signup for a Citi Prestige credit Card and get AED 1,000 welcome offer (statement credit).Get 4th...
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
