No Salary Transfer Credit Card in UAE April 2024 - Total 180
One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer a line of credit for the credit card. On this trip, the cardhold...er can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
Below is a list of top credit cards with no salary transfer:
1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
• No annual fee
• Received 20% cashback in Netflix, Careem, Noon etc.
• 5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses
• No ceiling, no minimum spending requirements
• 30% discount at 2,000 dining establishments in the UAE
• Instant cash back
• Free travel insurance
• Up to 55 days interest-free period
2. ADIB Cashback Gold Card
Features of this card are as follows;
• Free use of VIP lounges in Dubai and Abu Dhabi Airports
• ADIB tour desk
• Road rescue
• Quarterly discount
• Four free supplement cards
• Instant SMS update
3. ADIB Value Card
Features of this card are as follows;
• Receive local and international consumption rewards
• Redeem points for free flights and shopping vouchers
• Enjoy up to 25% discounts at designated restaurants throughout the UAE.
• Advanced Chip & Pin technology can safely purchase and withdraw cash
• Up to 55 days of free grace period to repay your outstanding balance
4. Emirates Islamic Flex Card
• Up to 75,000 * EI Smart Miles EI welcome bonus
• Free use of airport lounge
• Multiple travel insurance
• Earn unlimited miles and redeem without a blackout date
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
• Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
• Multiple shopping options in our online market
• Free valet parking
5. FAB – Abu Dhabi Titanium Credit Card
• Every year Audi Q5 is hot – 1 champion
• Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
• Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
• Get 10 winners in monthly AED 1000 trades l
• Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
• Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
• Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
• Free meals and snacks
• Discounts on Avis car rental
• Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
• 15% discount on your next car in Europe, the Middle East, Africa and Asia
• Enjoy a 12% discount on your next car rental in the US and Canada
• Free upgrade to every rental around the world
• Driver’s partner Careem sees a discount
• Buy one for free with MasterCard
• Transfer money
• Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.
6. FAB – Gems Titanium Credit Card
Features of this card are as follows
• Tuition discount
• Limited time offer: chance to win tuition fees up to AED 25,000
• Movie ticket only AED 15
• Use your GEMS Titanium credit card to get unlimited money transfers
• Smart shopping
• Enter the airport lounge * Education insurance Credit shield
7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
• 6 full-time driver transfers in the UAE every year
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches.
• Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world.
• Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free purchase protection Free travel accident insurance
• Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants.
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants.
• More than 25 airport lounges available at some airports worldwide
• Discounts for travel bookings using Cleartrip
• Ride offers using Careem Discounts when using Avis car rental
• MyUS's premium shipping discounts and free membership
• Shopping deals and discounts at Bicester Village
• Buy one get one free Purchase protection to prevent theft or accidental damage
• Airport meeting Vehicle registration and maintenance transfer
• Dining discount
Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements.
The below features and benefits are effective 1st Septemb...
Below is a list of top credit cards with no salary transfer:
1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
• No annual fee
• Received 20% cashback in Netflix, Careem, Noon etc.
• 5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses
• No ceiling, no minimum spending requirements
• 30% discount at 2,000 dining establishments in the UAE
• Instant cash back
• Free travel insurance
• Up to 55 days interest-free period
2. ADIB Cashback Gold Card
Features of this card are as follows;
• Free use of VIP lounges in Dubai and Abu Dhabi Airports
• ADIB tour desk
• Road rescue
• Quarterly discount
• Four free supplement cards
• Instant SMS update
3. ADIB Value Card
Features of this card are as follows;
• Receive local and international consumption rewards
• Redeem points for free flights and shopping vouchers
• Enjoy up to 25% discounts at designated restaurants throughout the UAE.
• Advanced Chip & Pin technology can safely purchase and withdraw cash
• Up to 55 days of free grace period to repay your outstanding balance
4. Emirates Islamic Flex Card
• Up to 75,000 * EI Smart Miles EI welcome bonus
• Free use of airport lounge
• Multiple travel insurance
• Earn unlimited miles and redeem without a blackout date
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
• Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
• Multiple shopping options in our online market
• Free valet parking
5. FAB – Abu Dhabi Titanium Credit Card
• Every year Audi Q5 is hot – 1 champion
• Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
• Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
• Get 10 winners in monthly AED 1000 trades l
• Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
• Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
• Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
• Free meals and snacks
• Discounts on Avis car rental
• Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
• 15% discount on your next car in Europe, the Middle East, Africa and Asia
• Enjoy a 12% discount on your next car rental in the US and Canada
• Free upgrade to every rental around the world
• Driver’s partner Careem sees a discount
• Buy one for free with MasterCard
• Transfer money
• Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.
6. FAB – Gems Titanium Credit Card
Features of this card are as follows
• Tuition discount
• Limited time offer: chance to win tuition fees up to AED 25,000
• Movie ticket only AED 15
• Use your GEMS Titanium credit card to get unlimited money transfers
• Smart shopping
• Enter the airport lounge * Education insurance Credit shield
7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
• 6 full-time driver transfers in the UAE every year
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches.
• Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world.
• Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free purchase protection Free travel accident insurance
• Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants.
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants.
• More than 25 airport lounges available at some airports worldwide
• Discounts for travel bookings using Cleartrip
• Ride offers using Careem Discounts when using Avis car rental
• MyUS's premium shipping discounts and free membership
• Shopping deals and discounts at Bicester Village
• Buy one get one free Purchase protection to prevent theft or accidental damage
• Airport meeting Vehicle registration and maintenance transfer
• Dining discount
Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements.
Read More
Best No Salary Transfer Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| Mashreq - Platinum Elite Credit Card | 10,000 | 3.45% |
| Mashreq - Solitaire Credit Card | 25,000 | 3.45% |
| ADIB - Cashback Gold Card | 5,000 | 3.09% |
| ADIB - Value Card | 5,000 | 3.09% |
| Emirates Islamic - Flex Card | 5,000 | 3.49% |
| Emirates Islamic- Cashback Plus Credit Card | 12,000 | 3.35% |
Standard Chartered Bank - Visa Infinite Credit Card
Designed with you in mind, we have a stellar collection of privileges to suit your lifestyle. From our outstanding Rewards programme to VIP lounge access and exclusive dining offers, you will have privileged access to life’s elite indulgences.
ADIB - Booking.com Signature Card
Introducing the ADIB Booking.com Signature Card that comes packed with exclusive domestic and international benefits, discounts, and much more!Your new ADIB Booking.com Signature Card, made to go places...
ADIB - Booking.com Infinite Card
Go places with the ADIB Booking.com Infinite Card. Earn & use your points with any airline, any hotel, anywhere! Also enjoy discounts and cashback on flights, fuel, dining, VIP airport lounge access, free valet services and much more.
ADIB - Dana MasterCard
Features
Simplylife Family Credit Card
The Simplylife Family Credit Card offers you and your family a range of exciting benefits and lifestyle privileges in order to cater to your everyday needs. The features of the card have been hand-picked to help you protect your family and spend quality time with your loved ones.
Standard Chartered - Manhattan Platinum Credit Card
Standard Chartered - Manhattan Platinum Credit Card - Live your life to the fullest and simply "Get More"
RAKBANK - RAKIslamic Gold Credit Card
RAKBANK - RAKIslamic Gold Credit Card - Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
NBF - Islamic Platinum Credit Card
If you’re lookingfor a credit card to match your status, an NBF Islamic Platinum Credit Cardoffers you up to 2% cashback on all purchases and an exclusive rewardsprogramme with great deals on luxury dining, travel and entertainment. Based onthe principle of Murabaha, Platinum offers you competitiv...
FAB - Etihad Guest Signature Credit Card
Limited Time Offer - Earn up to 140,000 Etihad Guest MilesDouble your joining miles up to 70,000 Miles & Up to 35,000 Accelerated Miles on BTCard is Free for the 1st yearBonus Miles of 35000 on Min Spend of AED 60,000*The below features and benefits are effective 1st September 2019
FAB - Etihad Guest Platinum Credit Card
Limited Time Offer - Earn up to 50,000 Etihad Guest MilesDouble your joining miles up to 20,000 Miles & Up to 10,000 Accelerated Miles on BT25% Etihad Guest Miles discount voucherEarn up to 5.5 Etihad Guest Miles for every AED 10 spent
The below features and benefits are effective 1st Septemb...
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
