Abu Dhabi Commercial Bank-Islamic Credit Card in UAE July 2021 - Total 7

Abu Dhabi Islamic Bank (also known as ADIB) was established in Abu Dhabi in 1997. The bank was formally established in the ADIB transaction on the UAE Abu Dhabi Stock Exchange (called Abu Dhabi Stock Exchange or ADX) in 1999. ADX: ADIB. The paid-up capital of ADIB shares is AED 1 billion and the market value is AED 10. The ADIB credit card attracted the attention of the UAE public. The bank ’...s own commitment to world-class Islamic banking is recognized year after year. Thanks to the privileged size of the ADIB credit card and generous donations to the UAE community, the bank has gained great support in the UAE. 
From football, cricket, and other sporting events to workshops, staff development plans, building a new mosque in Fujairah and major weddings for UAE citizens, ADIB is a powerful force for social change. Before checking the ADIB credit card presentations, you first need to understand how Islamic banks operate.
The business purpose of the Islamic Bank is to perform as per the Sunnah and Quran principles, it is forbidden to charge ADIB credit card Riba or interest.
Instead, banks earn profit margins every month. Once the minimum wage is transferred to your ADIB credit card account, your income margin will further decrease. The ADIB credit cards are as follows:

1. ADIB Value Card
Features
This is an Islamic card
For salary-adjusted clients, the minimum wage requirement is AED 5,000 per month. This requires bank approval. Terms and conditions apply.
Free grace period (up to 55 days) to repay your outstanding balance. The profit rate is 3.09% per month.
The foreign currency exchange rate applicable to overseas transactions is 3.1%
There is no annual fee for this card
For domestic consumption, you can get 1 reward point for every 1 AED, and for international consumption, you can get 2 reward points for every 1 AED. Redeem reward points for airline tickets or shopping vouchers. AED 10,000 is exchanged for AED 50, and AED 100,000 is exchanged for AED 1000.
ADIB reward points can be redeemed for airline tickets.
Up to 3% balance transfer fee or 200 dirhams; no profit for up to 12 months. Terms and conditions apply
This card has no cashback
Benefits 
Receive local and international consumption rewards
Obtain conveniences such as purchase protection and extended warranty

2. ADIB Edge Card
Features
This is an Islamic card 
For clients with pay adjustments, the minimum wage requirement is AED 15,000 per month. 
Free grace period (up to 55 days) to repay your outstanding balance. 
The profit rate is 2.99% per month. 
The annual fee applicable to this card is AED 750 ☆ Swipe 1 AED to earn 2.5 reward points. 
Points can be used to redeem air tickets, shopping center vouchers, etc. ADIB reward points can be redeemed for airline tickets. 
Up to 3% balance transfer fee or 200 dirhams; no profit for up to 12 months. Terms and conditions apply 
Get 10% cashback on all dining expenses in the UAE. 
At ADIB-approved food and beverage establishments, the maximum cash return per transaction is 100 dirhams, and the maximum is 300 dirhams per month.
Benefits 
Exclusive lounge can use over 1000 airport lounges worldwide
Free golf once a month at the Arabian Ranch Golf Club
Get conveniences like purchase protection, credit shield, and extended warranty
Valet parking at specific locations in the UAE
Multi-way travel insurance, including medical, personal, and travel inconvenience insurance.

3. ADIB Value+ Card
Features
This is an Islamic card 
For salary-adjusted clients, the minimum wage requirement is AED 5,000 per month. 
Free grace period (up to 55 days) to repay your outstanding balance. The profit rate is 3.09% per month. 
There is no annual fee for this card For domestic consumption, you can get 1 reward point for every 1 AED, and for international consumption, you can get 2 reward points for every 1 AED. 
Redeem reward points for airline tickets or shopping vouchers. AED 10,000 is exchanged for AED 50, and AED 100,000 is exchanged for AED 1000. 
ADIB reward points can be redeemed for airline tickets. 
This card has no cashback 
Up to 3% balance transfer fee or 200 dirhams; no profit for up to 12 months.
Benefits 
Receive local and international consumption rewards
Access to the entire airport lounge of the Gulf Cooperation Council
Obtain facilities such as 24/7 emergency roadside assistance

4. ADIB Dana MasterCard
Features 
This is an Islamic card
For salary-adjusted clients, the minimum wage requirement is AED 5,000 per month. This requires bank approval. 
Free grace period (up to 55 days) to repay your outstanding balance. The profit rate starts from 2.99% of wage transfer and rises to 3.09%
The foreign currency exchange rate applicable to overseas transactions is 3.1%
The annual fee for this card is AED 299
International expenditures receive 1.25% cashback, and domestic expenditures receive 0.8% cashback.
There are no mileage plans on this card
Up to 3% balance transfer fee or 200 dirhams; no profit for up to 12 months. Terms and conditions apply
International expenditures receive 1.25% cashback, and domestic expenditures receive 0.8% cashback. There is no minimum expenditure and no maximum limit. Cashback will also be credited to the card every month.
Benefits 
Get benefits such as roadside assistance 
Get supplement card for free 
Free valet parking, discounted rental service 
Discounts on travel and vacation packages 
Free lounges all over the world

Benefits and features of ADIB credit cards
From the ADIB credit card created specifically for football fans to the acclaimed international travel offers offered by the ADIB platinum credit card, everyone has an ADIB card. The following are the functions and advantages of the ADIB credit card.

Sharia Compliant 
Each ADIB credit card provides a transparent banking program that is fully compliant with Islamic teachings. No interest is charged on these cards, but the profits and risks are shared with depositors. Business with ADIB credit card is one of the first Islamic bank business cards in the United Arab Emirates.

Balance Transfer 
ADIB credit card's low-margin balance transfer function makes it ideal for individuals with debt. The credit limit provided by the ADIB credit card is high, which makes the balance transfer process convenient and very profitable.

Security Measures 
ADIB credit cards use advanced card technology called chips and passwords. This technology adds an extra layer of security to all card transactions. ADIB has also adopted online security measures to ensure that the security of the cardholder will not be compromised.

Contactless Payment
Many ADIB credit cards provide contactless payment methods. This prevents credit card damage and saves cardholders valuable time, which they can use for other daily activities.

Cash Withdrawals
The function of withdrawing money issued by the ADIB credit card is very flexible. Each ADIB credit card allows the cardholder to get back 100% of the loan limit. This card is very useful in financial emergencies when the holder goes abroad and needs financial assistance.

Global Partnership 
As shown by the ADIB credit card, in addition to the incredible GCC relationship established by ADIB, the bank also has valuable connections worldwide.  ADIB's partnership with major credit card payment networks such as MasterCard and Visa allows the bank to provide various global benefits directly to cardholders.

Extra cards
Almost every ADIB credit card can provide up to 4 free additional cards for the main cardholder. Qualified family members can use these cards to enjoy the benefits and benefits provided by the ADIB card.
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Best Abu Dhabi Commercial Bank-Islamic Credit Card in UAE

Credit Card Minimum Salary Rate
ADCB Islamic - Classic Credit Card 5,000 3.25%
ADCB Islamic - Etihad Guest Platinum Card 15,000 3.25%
ADCB Islamic - Etihad Guest Signature Card 20,000 3.25%
ADCB Islamic - Etihad Guest Infinite Card 40,000 3.25%
ADCB Islamic - TouchPoints Infinite Card 0 3.25%
ADCB Islamic - TouchPoints Platinum Card 0 3.25%

ADCB Islamic - Classic Credit Card

ADCB Islamic - Classic Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
Touchpoints reward programmeEarn 0.5 touchpoints for every AED 1 you spend with your ADCB Islamic Classic Credit Card, the more ADCB Islamic Products and Services you use the more rewards you get.

ADCB Islamic - Etihad Guest Platinum Card

ADCB Islamic - Etihad Guest Platinum Card
AED 15,000
Minimum Salary
525
Annual Fees
3.25%
Rate
No
Salary Transfer
The annual fee applicable on this card is AED 525
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.89% up to 1.5% per monthEarn 1 Etihad Guest mile for eve...

ADCB Islamic - Etihad Guest Signature Card

ADCB Islamic - Etihad Guest Signature Card
AED 20,000
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
The annual fee applicable on this card is AED 1,050
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn 1.25 Etihad Guest miles f...

ADCB Islamic - Etihad Guest Infinite Card

ADCB Islamic - Etihad Guest Infinite Card
AED 40,000
Minimum Salary
2,625
Annual Fees
3.25%
Rate
No
Salary Transfer
The annual fee applicable on this card is AED 2,625
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn 2 Etihad Guest miles for...

ADCB Islamic - TouchPoints Infinite Card

ADCB Islamic - TouchPoints Infinite Card
AED 0
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

ADCB Islamic - TouchPoints Platinum Card

ADCB Islamic - TouchPoints Platinum Card
AED 0
Minimum Salary
630
Annual Fees
3.25%
Rate
No
Salary Transfer
Features

ADCB Islamic - TouchPoints Gold Card

ADCB Islamic - TouchPoints Gold Card
AED 0
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
Features