Minimum Salary Credit Card in UAE May 2021 - Total 200

One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer with a line of credit for the credit card. On this trip, the car...dholder can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
List of credit cards with a salary below 5000 AED: 

1. Emirates Islamic Cashback Card
This is an Islamic credit card. To use this card, 
You must have a monthly salary of at least 5000 AED. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. This card is free for life and requires an annual AED 5000 expenditure. If this expenditure requirement is not met, an annual fee of 350 AED will be charged. 
A 10% cashback on telecommunications expenses, 5% electronic purchase, and 1% all local and international transactions cashback is guaranteed. 
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
A minimum payment of about 5% is required each month
.
2. First Abu Dhabi Bank GEMS Titanium Credit Card
You need 
a monthly salary of at least AED 5,000 to be eligible for this card 
The minimum payment is 5% or AED 100, whichever is higher 
The foreign currency exchange rate applicable to overseas transactions is 2.05% + plan fee.
There is no annual fee for this card.
Redeem “First Star” on the First Stars Travel portal to earn Skyward Miles, Etihad Passenger Miles, First Star Card, Flydubai Electronic Voucher and any airline ticket.
Receive cash back in the form of the First Stars card. 20,000 stars equal 100 dirhams. 
Transfer balance, fixed at 0.79% per month

3. Emirates Islamic Flex Card
To use this card, 
You must have a monthly salary of at least 5000 AED. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount.
The foreign exchange rate applicable to foreign operations is 2.34%. The annual fee for this card is 0 AED. 
This card has no refund. 
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
A minimum payment of 5% is required each month.

4. First Abu Dhabi Bank Cashback Credit Card
You need a monthly salary of at least AED 5,000 to be eligible for this card 
The minimum payment is 5% or AED 100, whichever is higher 
The foreign currency exchange rate applicable to overseas transactions is 2.05% + plan fee
The card has an annual fee of AED 315 
Your cash back will also be calculated on a monthly basis and will be rewarded before the statement date as required. 
Transfer balance, fixed at 0.79% per month.

5. Emirates Islamic Flex Max Card
You need a monthly salary of at least 5000 AED to use this card.
The repayment term is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%.
An annual fee of AED 500 is applicable to this card. You can earn 2 EI Smart Miles for every Dh1 spent locally. For every dirham spent internationally, you can earn 3 EI Smart Miles. You can also use EI Smart Miles' “Instant Buy” feature to make purchases. 
This card has no cash back Balance transfer / pay-as-you-go facilities can charge a fixed monthly fee based on the amount, from AED 30 (AED 1,000-2,999), AED 50 (AED 3,000-4,999), AED 70 (AED 5,000-6,999), AED 100 (AED 7,000-9,999), AED 130 (AED 10,000-12,999), AED 150 (AED 13,000-14,999), AED 170 Lam (15,000-16,999 dirhams) and 200 dirhams (17,000 dirhams and above). 
The BT / COC amount and the fixed monthly fee will be converted to EMI. 
You can use up to 80% of the available credit limit as balance transfer/call cash.

6. Emirates Islamic RTA Card
This is an Islamic card, you need 
A monthly salary of at least 5000 AED to use this card. 
The profit level applicable to this card is 3.35%. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
The annual fee for this card is zero. 
You get a 10% refund on fuel costs, a refund on RTA transportation costs, up to 2.25% on international expenses, and 1.25% return on domestic expenses.
There are no mileage plans on this map. When using this card for payment, you're RTA and refueling costs can receive a refund of up to 10% in cash, international costs can get a return of 2.25%, and domestic costs – 1.25%. 
The interest rate of the balance transfer instrument is 1% (3 months) and 2% (6 months).

7. Emirates Islamic Cashback Plus Card
This is an Islamic credit card, in which you must
Receive a monthly salary of at least 5000 AED to use this card. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
No annual fee for the first year. In subsequent years, an annual fee of 299 dirhams must be paid, unless the minimum annual consumption is 30,000 dirhams. 
Up to 10% cash back on the supermarket, catering, education, and telecommunications expenses. Get up to 10% of supermarket spending, cashback on catering, education and telecommunications expenses. 
The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. 
A payment of 5% at minimum is required every month.

8. Emirates Islamic Emirati Credit Card
This is an Islamic card to use this
You need a monthly salary of at least 5000 dirhams to use this card. 
The minimum monthly payment is 5% of the unpaid amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
This card is free for life. International expenditure wins 3.75 EI SmartMiles for every 1AED, domestic expenditure wins 2.5 EI SmartMiles for every 1AED, and government expenditure wins 0.5 EI SmartMiles for every AED 1.  
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
You can pay up to 80% balance and a minimum of 5% balance each month. 
10% refund for food in the form of Islamic Smart Shaft in UAE.

9. Standard Chartered Platinum Card
You need a monthly salary of at least 5,000 dirhams to get this card. 
The minimum payment is 1% of the principal amount balance plus all the fees or AED 110, whichever is higher. 
The foreign currency exchange rate applicable to overseas transactions is 2.99%.
The Annual fee waived for the first year, then AED 525 per year Earn 1 bonus point for every dollar spent 
There is no reward program on this card Earn 10% cashback through tuition, grocery and utility expenses 
The balance transfer has a monthly interest rate of 3%, plus an early settlement fee of 2% -4% or AED 262.5, whichever is higher. 4.2% handling fee
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Best Minimum Salary Credit Card in UAE

Credit Card Minimum Salary Rate
FAB - Free Balance Transfer Offer 0 0%
Dubai first - Cashback Card 0 3.19%
Ajman Bank- World Power Credit Card 0 0%
FAB - Masdar Infinite and platinum Credit Cards 0 3.25%
Al Hilal Bank - World Elite Mastercard 0 2.99%
Al Hilal Bank - World MasterCard 0 2.99%

FAB - Free Balance Transfer Offer

FAB - Free Balance Transfer Offer
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
Yes
Salary Transfer
Free 12-month balance transfer to your new FAB credit cardSwitch your existing credit card balance from another bank to your new FAB credit card and enjoy benefits that include:No interest rate on a 12-month installment planNo processing fees

Dubai first - Cashback Card

Dubai first - Cashback Card
AED 0
Minimum Salary
400
Annual Fees
3.19%
Rate
Yes
Salary Transfer
Get back much moreIntroducing the Dubai First Cash Back Card; a Card which gives back more value on everyday spends than any other credit card in the UAE. With unparalleled cash back, lifestyle privileges, travel perks, and greater financial freedom, watch your savings add up faster.

Ajman Bank- World Power Credit Card

Ajman Bank- World Power Credit Card
AED 0
Minimum Salary
400
Annual Fees
0%
Rate
Yes
Salary Transfer
Features:Earn 1 Power Points for every USD 1 spent on all purchasesCheck and redeem your points at Powerful online portal. www.abpowerrewards.ae/Redemptions at:More than 300 airlinesMore than 300,000 hotelsRedemptions of electronics items and much more

FAB - Masdar Infinite and platinum Credit Cards

FAB - Masdar Infinite and platinum Credit Cards
AED 0
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
Opportunity to show your affinity towards a Green Future

Al Hilal Bank - World Elite Mastercard

Al Hilal Bank - World Elite Mastercard
AED 0
Minimum Salary
2,625
Annual Fees
2.99%
Rate
No
Salary Transfer
Travel Benefits:2 complimentary vouchers for access to the VIP Terminal at Abu Dhabi International Airport – Get the VIP treatment with priority check-in, luggage collection services, meet and greet services, access to the VIP Terminal lounge as well as other optional services*Compliment...

Al Hilal Bank - World MasterCard

Al Hilal Bank - World MasterCard
AED 0
Minimum Salary
1,050
Annual Fees
2.99%
Rate
No
Salary Transfer
Travel Benefits:Complimentary access to global Wi-Fi hotspots at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights Unlimited access to over 850 airpo...

Arab Bank - Visa Classic Credit Card

Arab Bank - Visa Classic Credit Card
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
No
Salary Transfer

Arab Bank - Visa Gold Credit Card

Arab Bank - Visa Gold Credit Card
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
No
Salary Transfer
Personalized credit limit to meet your evolving financial requirements

Arab Bank - Titanium MasterCard

Arab Bank -  Titanium MasterCard
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
No
Salary Transfer
Automatic enrollment to our Credit Card Rewards Program "Arabi Rewards"Exclusive Titanium design Credit Card equipped with Smart Chip technology -giving you greater anti-fraud protection and security whenever you use your cardPersonalized credit limit to meet your evolving financial requirement...

Arab Bank - Visa Platinum Credit Card

Arab Bank - Visa Platinum Credit Card
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
No
Salary Transfer
Personalized credit limit to meet your evolving financial requirements