Minimum Annual Fees Credit Card in UAE May 2021 - Total 200

It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:

ADIB cash back Visa Platinum Card
Features:
Minimum wage-AED 5000
Interest rate -2.99%
Annual fee: 0
Cash back: yes
Free 4 supplementary cards
100% cash withdrawal

RAKBank World MasterCard 
Features: 
Interest rate -2.95% 
Minimum wage-AED 35,000 
You can use the airport lounge, shopping, travel, driver-only discounts, etc.
Annual fee: 0 
Cash back: yes 

Simply Life Credit Card Just life card 
Features: 
Minimum wage-AED 8000
Interest rate -3.25% 
Annual fee: 0 
Cash back: yes
Free use of airport lounge, movie discounts, etc.

ADIB stored value card adib value + card 
Features: 
Annual fee: 0 
Dining discount 25% 
Enter the airport lounge
Minimum wage-AED 5000 
Cash back: No 
Earn rewards for every AED spent 


Dubai Islamic Bank Classic Dubai Islamic Bank Card 
Features: 
Annual fee: 0 
Up to 80% cash withdrawal limit
Minimum wage-AED 5000 
Interest rate -3.25% 
Cash back: No 


RAKBank Red MasterCard 
Features: 
Annual fee: 0 
Minimum wage-AED 5000 
Get discounts on spending and dining discounts 
Interest rate -3.19% 
Cash back: No 


There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
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Best Minimum Annual Fees Credit Card in UAE

Credit Card Minimum Salary Rate
ADIB - Value Card 5,000 3.09%
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic - Emarati Credit Card 12,000 2.49%
FAB - Gems Titanium Credit Card 5,000 3.25%
FAB - Elite Infinite Credit Card 50,000 0%
FAB - Free Balance Transfer Offer 0 0%

ADIB - Value Card

ADIB - Value Card
AED 5,000
Minimum Salary
0
Annual Fees
3.09%
Rate
No
Salary Transfer
Rewards ProgramEarn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.Points earned can be used towards airline tickets, shopping mall vouchers, and Club Apparel gifts cards.Features

Emirates Islamic - Flex Card

Emirates Islamic - Flex Card
AED 5,000
Minimum Salary
0
Annual Fees
3.49%
Rate
No
Salary Transfer
Benefits:
FX rate is applicable on overseas transactions.
Unlimited Complimentary GolfLow minimum salary requirement.Travel card with EI SmartMilesWelcome bonus of 10,000 EI SmartMilesInstant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwideConvenient shoppin...

Emirates Islamic - Emarati Credit Card

Emirates Islamic - Emarati Credit Card
AED 12,000
Minimum Salary
0
Annual Fees
2.49%
Rate
No
Salary Transfer
EI SmartMiles allows you instant and flexible rewards redemption options from flights, hotels, miles exchange, and gift cards from any outlet or website in the world. You can redeem from over 300 airlines and 180,000 hotels, car rentals and much more. That"s not all, these EI SmartMiles also give yo...

FAB - Gems Titanium Credit Card

FAB - Gems Titanium Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
Up to 4.25% fixed discount on advanced payment of GEMS fees0% Easy Payment Plan for up to 12 months for GEMS feesEducation Protection cover of up to AED 500,000 per childThe below features and benefits are effective 1st September 2019

FAB - Elite Infinite Credit Card

FAB - Elite Infinite Credit Card
AED 50,000
Minimum Salary
0
Annual Fees
0%
Rate
Yes
Salary Transfer
The below features and benefits are effective 1st September 2019

Lifestyle Benefits

FAB - Free Balance Transfer Offer

FAB - Free Balance Transfer Offer
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
Yes
Salary Transfer
Free 12-month balance transfer to your new FAB credit cardSwitch your existing credit card balance from another bank to your new FAB credit card and enjoy benefits that include:No interest rate on a 12-month installment planNo processing fees

FAB - Classic Credit Card

FAB - Classic Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
0%
Rate
No
Salary Transfer
LIMITED TIME OFFEREarn up to AED 3,000 guaranteed cashback* and get a chance to win a BMW with FAB Credit Cards

RAKBANK - Titanium Credit Card

RAKBANK - Titanium Credit Card
AED 8,000
Minimum Salary
0
Annual Fees
3.45%
Rate
No
Salary Transfer
The RAKBANK Titanium Credit Card offers a host of privileges and benefits unparalleled and unmatched by any other Credit Card like:
Cashback5% Cashback on Supermarkets and DiningEnjoy 5% Cashback on all Supermarket and dining spends worldwide.
Upto 50% Cashback on CinemasEnjoy upto 50% Cashbac...

Samba - Supercharged Titanium Credit Card

Samba - Supercharged Titanium Credit Card
AED 7,000
Minimum Salary
0
Annual Fees
3.15%
Rate
No
Salary Transfer
The Samba Titanium Credit card comes supercharged with added benefits like never before. From movies and dining to fuel and medical expenses - be it locally or globally. Maximise your cashback every day and save up to AED 12,000 annually.

Standard Chartered Bank - Platinum Credit Card

Standard Chartered Bank - Platinum Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.45%
Rate
No
Salary Transfer
Earn cashback on your utility bill payments, supermarket payments and school fees with Standard Chartered"s Platinum Credit Card! Plus, enjoy exclusive offers and discounts across a range of dining, leisure and entertainment activities.