Dubai Islamic Bank Credit Card in UAE October 2023 - Total 8
Islamic Bank of Dubai provides Islamic credit cards, and customers can earn Wala'a Dirhams for every purchase. You can redeem Wala'a Dirhams to cover all utility expenses, such as Dewa, Etisalat and Salik. The available cards are: Dubai Islamic Bank Al Islami Classic Credit Card; Dubai Islamic Bank Al Islami Gold Credit Card; Dubai Islamic Bank Al Islami Gold Premium Credit Card; Dubai ...Islamic Bank Al Islami Gold Credit Card; Dubai Islamic Bank Platinum Islami Platinum Credit Card; Dubai Islamic Bank Platinum Card + Credit Card; Dubai Islamic Bank Al Islami Unlimited Credit Card; Dubai Islamic Bank Johara Classic Credit Card; Dubai Islamic Bank Johara Gold Credit Card; Dubai Islamic Bank Gold Premium Credit Card; Dubai Islamic Bank Johara Platinum Credit Card; Dubai Islamic Bank Al Islami Classic Credit Card; Dubai Islamic Bank Al Islami Gold Credit Card; Dubai Islamic Bank Bank Al Islami Platinum Card; and Dubai Islamic Bank Al Islami Internet Credit Card.
Following are the top credit cards by Dubai Islamic Bank;
1. Dubai Islamic Bank Johara Gold Premium Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will get 1% of your expenses, which can be exchanged for airline tickets and hotel reservations, electronic and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card provides balance transfer
• This card has no cash back
2. Dubai Islamic Bank Prime Gold Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will receive 0.75% of the expenditure, which can be exchanged for airline tickets and hotel reservations, electronic products and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card provides balance transfer
• This card has no cash back
3. Dubai Islamic Bank Prime Classic Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel, DU
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will get 0.50% of your expenses, which can be exchanged for airline tickets and hotel reservations, electronic products and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card provides balance transfer
• This card has no cash back
4. Dubai Islamic Bank Al Islami Classic Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will get 0.50% of your expenses, which can be exchanged for airline tickets and hotel reservations, electronic products and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card has no cash back
• This card provides balance transfer
Features of Dubai Islamic Credit Card
• Get 3% -4% cash back
• Earn bonus points for every AED spent locally and internationally
• Daily expenses can get travel benefits
• Earn high reward points as welcome bonus
• High withdrawal limit
• Low / no internet fees
• Travel and purchase protection
• No / minimum consumption is required to get the privileges on the card
• Monthly subscription fee of AED 195 to AED 1,000 (depending on card type)
• Can convert payments to easy payment plans
Eligibility criteria
For Dubai Islamic Credit Card the minimum monthly salary is AED 5000-25,000 AED. Only UAE residents who are at least 18 years old are eligible and Self-employed persons and salaried persons are eligible. The documents required for Dubai Islamic Credit Card are Proof of Wage / Wage Transfer Letter (Paid Individual), Emirates ID, UAE residence visa (foreign nationals), 3-6 months bank statement, Proof of address (utility bill), Passport (foreigners), Business license (self-employed).
Following are the top credit cards by Dubai Islamic Bank;
1. Dubai Islamic Bank Johara Gold Premium Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will get 1% of your expenses, which can be exchanged for airline tickets and hotel reservations, electronic and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card provides balance transfer
• This card has no cash back
2. Dubai Islamic Bank Prime Gold Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will receive 0.75% of the expenditure, which can be exchanged for airline tickets and hotel reservations, electronic products and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card provides balance transfer
• This card has no cash back
3. Dubai Islamic Bank Prime Classic Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel, DU
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will get 0.50% of your expenses, which can be exchanged for airline tickets and hotel reservations, electronic products and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card provides balance transfer
• This card has no cash back
4. Dubai Islamic Bank Al Islami Classic Credit Card
Benefits
• Redeem Wala’a Dirhams for airfare and hotel reservations, electronic products and household appliances, and utilities, such as DEWA, SEWA, FEWA, Etisalat, Salik, DU and Club Apparel
• Obtain facilities such as roadside assistance, purchase protection, personal accidents, travel insurance, etc.
• The maximum withdrawal limit is 80% of the total card limit
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The repayment period is 20 days from the date of statement issuance
• The foreign currency exchange rate applicable to overseas transactions is 1.95%
• The annual fee for this card is AED 0
• For every dirham spent, you will get 0.50% of your expenses, which can be exchanged for airline tickets and hotel reservations, electronic products and household appliances, and utility bill payments.
• There are no mileage plans on this card
• This card has no cash back
• This card provides balance transfer
Features of Dubai Islamic Credit Card
• Get 3% -4% cash back
• Earn bonus points for every AED spent locally and internationally
• Daily expenses can get travel benefits
• Earn high reward points as welcome bonus
• High withdrawal limit
• Low / no internet fees
• Travel and purchase protection
• No / minimum consumption is required to get the privileges on the card
• Monthly subscription fee of AED 195 to AED 1,000 (depending on card type)
• Can convert payments to easy payment plans
Eligibility criteria
For Dubai Islamic Credit Card the minimum monthly salary is AED 5000-25,000 AED. Only UAE residents who are at least 18 years old are eligible and Self-employed persons and salaried persons are eligible. The documents required for Dubai Islamic Credit Card are Proof of Wage / Wage Transfer Letter (Paid Individual), Emirates ID, UAE residence visa (foreign nationals), 3-6 months bank statement, Proof of address (utility bill), Passport (foreigners), Business license (self-employed).
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Best Dubai Islamic Bank Credit Card in UAE
Credit Card | Minimum Salary | Rate |
---|---|---|
Dubai Islamic Bank - Prime Gold Credit Card | 5,000 | 3% |
Dubai Islamic Bank - Prime Classic Credit Card | 5,000 | 3% |
Dubai Islamic Bank - The Emirates Skywards DIB Infinite Credit Card | 35,000 | 3% |
Dubai Islamic Bank - The Emirates Skywards DIB Signature Credit Card | 15,000 | 3% |
Dubai Islamic Bank - The Emirates Skywards DIB Platinum Credit Card | 5,000 | 3% |
Dubai Islamic Bank - Consumer Reward Card | 5,000 | 3% |