RAKBANK Credit Card in UAE May 2021 - Total 8

The Arab National Bank (Raks Al Khaimah) is one of the earliest banks in the Arab region. The bank was established in 1976 and underwent a major transformation in 2001. Its focus shifted entirely from corporate financial services to overall banking solutions (individual and corporate banking services). Keeping pace with the times, the bank expanded its service scope and provided customers with ...many personal and commercial banking solutions in its 38 branches. One such solution is to provide RAKBANK credit cards, not to mention other well-known electronic banking solutions, such as telephone and online banking.

RAKBANK is also known for providing Shariah-compliant banking services through its Islamic banking division RAKislamic, which serves personal and commercial banking customers. The bank is headquartered in the emirate Ras Al Khaimah (RAKBANK building on Sheikh Mohammed bin Zayed Road) The fact that the government of Ras Al-Khaimah controls the bank with 52.76% ownership is enough to prove the bank ’s wide reputation. The UAE Banking Federation (UBF) regards this bank as one of its inseparable members, which proves this incomparably. The bank abides by the customer charter specified by UBF and develops reliable and transparent banking services throughout the financial industry, not only providing customers with what they need, but also providing them with what they need.
Following are some of the top RAKBANK credit cards in UAE 

1. RAKBANK FC Barcelona Platinum Credit Card
Benefits
Enjoy 6 airport pick-up services by full-time drivers in the UAE every year (only within the UAE. Excludes travel between Emirates) To book this service, please contact the concierge desk at 04-387 6633
No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches. You can now use RAKMoneyTransfer to send money to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world
Up to 55 days of interest-free credit
Cash advances up to 80% of your credit limit
The minimum monthly repayment amount is only 3%
Free travel accident insurance
Convert your purchase to a 0%, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants
Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
With RAKfoodie, you can use the RAKBANK card to enjoy a discount of up to 30% at more than 2000 restaurants

Features 
You need a monthly salary of at least AED 5,000 to be eligible for this card
The interest rate on the unpaid balance is 3.45% per month.
The foreign currency exchange rate applicable to overseas transactions in non-AED currencies is 2%. Transaction fee is 2.5% of AED currency
The annual fee applicable to this card is AED 300
Special categories (sports stores / sports venues, restaurants, sports adventure venues, etc.) RAKBarcaRewards per AED 1 domestic expenditure: 1.25 RAKBarcaRewards per AED 1: 1 other retail expenditure RAKBarcaRewards 1: 1.5 per AED of government expenditure, bill payment (telecommunications and utilities), real estate, car rental, transportation, gas station / gas station expenditure category 1: AED 1: 0.35 of domestic expenditure RAKBarcaRewards International Expenses
There are no mileage plans on this card
This card has no cash back
The balance transfer fee is 1.5%

2. RAKBANK Highflyer Platinum Credit Card
Benefits 
Cash overdraft does not exceed 80% of the credit limit
MasterCard provides free supplementary credit cards
Access to VIP lounges, hotel and spa privileges and concierge services at global airports
30% discount on airline tickets and hotel reservations
Free protection and travel accident insurance
Enjoy food and beverage discounts at various branches in the UAE
Buy one get one free with MasterCard
5% discount on car rental in Europe, Middle East, Africa and Asia, and 12% discount on car rental in the US and Canada
Careem 20% rides
Features 
You need a minimum salary of AED 10,000 per month to use this card 
The interest rate on the unpaid balance is 3.45% per month.
Transaction fee is 2.5% of AED currency 
There is no annual fee for this card. 
Customers can earn RAKrewards in all retail and online consumption. The Highflyer card does not limit customers to any particular airline or travel partner, but allows customers the flexibility to choose from more than 300 airlines to book air tickets, more than 300,000 hotels and other travel experiences.
Redemption can also be used for various electronic products, household appliances, lifestyles, etc. 
Customers can earn up to 350,000 standard RAKrewards for all domestic and international monthly expenditures. 
There are no mileage plans on this card 
This card has no cash back 
The balance transfer fee is 1.5%

3. RAKBANK MasterCard Credit Card
Benefits 
Cash overdraft does not exceed 80% of the credit limit 
MasterCard provides free supplementary credit cards 
Free protection and travel accident insurance 
RAKfeast discounts up to 20% in UAE restaurants 
RAKBANK starts discounting at your favorite store with a 50% discount 
Discounts at listed  hospitals, pharmacies, opticians, beauty salons, restaurants and jewelers.
Features 
You need a monthly salary of at least AED 5,000 to be eligible for this card
The interest rate on the unpaid balance is 3.45% per month.There is no annual fee for this card
Get cash back for all international and domestic transactions.
There are no mileage plans on this card
The balance transfer fee is 1.5%
Get up to 1% of international and domestic spending. The maximum monthly cash back is AED 300.

4. RAKBANK Visa Credit Card
Benefits
Cash overdraft does not exceed 80% of the credit limit
MasterCard provides free supplementary credit cards
Access to VIP lounges, hotel and spa privileges and concierge services at global airports
Free protection and travel accident insurance
Enjoy food and beverage discounts at various branches in the UAE
Buy one get one free with MasterCard
25% discount on car rental at AVIS and 15% discount at Hertz
Enjoy 6 full-time driver transfers from the UAE every year, or use up to 3 times in India
Careem 20% rides
Features 
You need a minimum monthly salary of AED 7,500 to be eligible for this card 
The interest rate on the unpaid balance is 3.45% per month
Transaction fee is 2.5% of AED currency 
There is no annual fee for this card 
All international retail, international cash advances and cash rebates on Internet transactions are up to 5%.
If your consumption exceeds AED 1000, you can enjoy 1% cash back on all domestic retail purchases
There are no mileage plans on this card 
The balance transfer fee is 1.5% Get up to 1% cash back in all international retail including Internet transactions and cash advances. 1% cash rebate on total domestic retail purchases per month, but the minimum monthly retail consumption is 1000 dirhams

RAKBANK Credit Cards 
The minimum wage required is between AED 5000-35,000 AED. There is no annual fee. The Credit card provides features like Cash back and balance transfer and the interest rate charged is 2.95%. RAK Bank Credit Card Offer 5-50% cash back for dining and movies. You get air ticket discount and each purchase can enjoy a discount.

Benefits and Features of RAKBANK Credit cards
Can enjoy privileges in local and international shopping 
Provide purchase protection and travel insurance
RAK bank credit card provides 3% -50% cash back 
Get a discount on Careem app 
Mastercard offers free and benefits buy one get one free app
Easy Payment Plan with 0% interest rate can be used 
Provide exclusive dining, shopping, lifestyle discounts 
RAK bank credit card does not charge an annual fee 
Provide travel benefits, such as the use of airport lounges, hotel discounts, etc. 

Eligibility criteria
Depending on the type of card, the minimum salary range is 5K-35K dirham, the applicant should be 21 years old and these cards are for UAE nationals and foreigners.

Required documents 

Passport (foreigners) 
Proof of address (utility bill)Emirates ID 
UAE residence visa (foreign nationals) 
3-6 months bank statement 
Proof of Wage / Wage Transfer Letter (Paid Individual)
Business license (self-employed)
Read More

Best RAKBANK Credit Card in UAE

Credit Card Minimum Salary Rate
FC Barcelona Platinum Credit Card 5,000 3.45%
RAKBANK - Titanium Credit Card 8,000 3.45%
RAK Bank - Emirates Skywards World Elite Credit Card 25,000 3.45%
RAKBANK - World Credit Card 20,000 3.25%
RAKBANK - RAKIslamic Gold Credit Card 5,000 3.19%
RAKBANK - Air Arabia Platinum Credit Card 5,000 3.45%

FC Barcelona Platinum Credit Card

FC Barcelona Platinum Credit Card
AED 5,000
Minimum Salary
300
Annual Fees
3.45%
Rate
No
Salary Transfer
You’re passionate about football and you’re even more passionate about one of the world’s greatest ever teams, FC Barcelona. That’s why we created the RAKBANK FC Barcelona Platinum Mastercard Credit Card, just for fans like you. Use it every time you spend, and not only will you show your pa...

RAKBANK - Titanium Credit Card

RAKBANK - Titanium Credit Card
AED 8,000
Minimum Salary
0
Annual Fees
3.45%
Rate
No
Salary Transfer
The RAKBANK Titanium Credit Card offers a host of privileges and benefits unparalleled and unmatched by any other Credit Card like:
Cashback5% Cashback on Supermarkets and DiningEnjoy 5% Cashback on all Supermarket and dining spends worldwide.
Upto 50% Cashback on CinemasEnjoy upto 50% Cashbac...

RAK Bank - Emirates Skywards World Elite Credit Card

RAK Bank - Emirates Skywards World Elite Credit Card
AED 25,000
Minimum Salary
1,499
Annual Fees
3.45%
Rate
No
Salary Transfer
Lifestyle Benefits

RAKBANK - World Credit Card

RAKBANK - World Credit Card
AED 20,000
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
The RAKBANK World Credit Card offers you a world of rewards, privileges and benefits, every day. The RAKBANK World Credit Card goes beyond what you expect from a Credit Card, offering you exceptional Cashback on all your spends. There’s also a world of travel benefits, lifestyle privileges and unm...

RAKBANK - RAKIslamic Gold Credit Card

RAKBANK - RAKIslamic Gold Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.19%
Rate
No
Salary Transfer
RAKBANK - RAKIslamic Gold Credit Card - Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more

RAKBANK - Air Arabia Platinum Credit Card

RAKBANK - Air Arabia Platinum Credit Card
AED 5,000
Minimum Salary
400
Annual Fees
3.45%
Rate
No
Salary Transfer
The RAKBANK Platinum Air Arabia Credit Card provides great value in the air and on the ground. Use it for your domestic and international spends and enjoy unmatched Air Rewards Points, great credit card benefits, savings and privileges on every journey.

RAK Bank - MasterCard Credit Card

RAK Bank - MasterCard Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.19%
Rate
No
Salary Transfer
Reward FeaturesEarn Cashback

RAK Bank - Visa Credit Card

RAK Bank - Visa Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.19%
Rate
No
Salary Transfer
Reward FeaturesEarn Cashback