RAKBANK Credit Card in UAE April 2024 - Total 8
The Arab National Bank (Raks Al Khaimah) is one of the earliest banks in the Arab region. The bank was established in 1976 and underwent a major transformation in 2001. Its focus shifted entirely from corporate financial services to overall banking solutions (individual and corporate banking services). Keeping pace with the times, the bank expanded its service scope and provided customers with ...many personal and commercial banking solutions in its 38 branches. One such solution is to provide RAKBANK credit cards, not to mention other well-known electronic banking solutions, such as telephone and online banking.
RAKBANK is also known for providing Shariah-compliant banking services through its Islamic banking division RAKislamic, which serves personal and commercial banking customers. The bank is headquartered in the emirate Ras Al Khaimah (RAKBANK building on Sheikh Mohammed bin Zayed Road) The fact that the government of Ras Al-Khaimah controls the bank with 52.76% ownership is enough to prove the bank ’s wide reputation. The UAE Banking Federation (UBF) regards this bank as one of its inseparable members, which proves this incomparably. The bank abides by the customer charter specified by UBF and develops reliable and transparent banking services throughout the financial industry, not only providing customers with what they need, but also providing them with what they need.
Following are some of the top RAKBANK credit cards in UAE
1. RAKBANK FC Barcelona Platinum Credit Card
Benefits
• Enjoy 6 airport pick-up services by full-time drivers in the UAE every year (only within the UAE. Excludes travel between Emirates) To book this service, please contact the concierge desk at 04-387 6633
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches. You can now use RAKMoneyTransfer to send money to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world
• Up to 55 days of interest-free credit
• Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free travel accident insurance
• Convert your purchase to a 0%, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy a discount of up to 30% at more than 2000 restaurants
Features
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The interest rate on the unpaid balance is 3.45% per month.
• The foreign currency exchange rate applicable to overseas transactions in non-AED currencies is 2%. Transaction fee is 2.5% of AED currency
• The annual fee applicable to this card is AED 300
• Special categories (sports stores / sports venues, restaurants, sports adventure venues, etc.) RAKBarcaRewards per AED 1 domestic expenditure: 1.25 RAKBarcaRewards per AED 1: 1 other retail expenditure RAKBarcaRewards 1: 1.5 per AED of government expenditure, bill payment (telecommunications and utilities), real estate, car rental, transportation, gas station / gas station expenditure category 1: AED 1: 0.35 of domestic expenditure RAKBarcaRewards International Expenses
• There are no mileage plans on this card
• This card has no cash back
• The balance transfer fee is 1.5%
2. RAKBANK Highflyer Platinum Credit Card
Benefits
• Cash overdraft does not exceed 80% of the credit limit
• MasterCard provides free supplementary credit cards
• Access to VIP lounges, hotel and spa privileges and concierge services at global airports
• 30% discount on airline tickets and hotel reservations
• Free protection and travel accident insurance
• Enjoy food and beverage discounts at various branches in the UAE
• Buy one get one free with MasterCard
• 5% discount on car rental in Europe, Middle East, Africa and Asia, and 12% discount on car rental in the US and Canada
• Careem 20% rides
Features
• You need a minimum salary of AED 10,000 per month to use this card
• The interest rate on the unpaid balance is 3.45% per month.
• Transaction fee is 2.5% of AED currency
• There is no annual fee for this card.
• Customers can earn RAKrewards in all retail and online consumption. The Highflyer card does not limit customers to any particular airline or travel partner, but allows customers the flexibility to choose from more than 300 airlines to book air tickets, more than 300,000 hotels and other travel experiences.
• Redemption can also be used for various electronic products, household appliances, lifestyles, etc.
• Customers can earn up to 350,000 standard RAKrewards for all domestic and international monthly expenditures.
• There are no mileage plans on this card
• This card has no cash back
• The balance transfer fee is 1.5%
3. RAKBANK MasterCard Credit Card
Benefits
• Cash overdraft does not exceed 80% of the credit limit
• MasterCard provides free supplementary credit cards
• Free protection and travel accident insurance
• RAKfeast discounts up to 20% in UAE restaurants
• RAKBANK starts discounting at your favorite store with a 50% discount
• Discounts at listed hospitals, pharmacies, opticians, beauty salons, restaurants and jewelers.
Features
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The interest rate on the unpaid balance is 3.45% per month.There is no annual fee for this card
• Get cash back for all international and domestic transactions.
• There are no mileage plans on this card
• The balance transfer fee is 1.5%
• Get up to 1% of international and domestic spending. The maximum monthly cash back is AED 300.
4. RAKBANK Visa Credit Card
Benefits
• Cash overdraft does not exceed 80% of the credit limit
• MasterCard provides free supplementary credit cards
• Access to VIP lounges, hotel and spa privileges and concierge services at global airports
• Free protection and travel accident insurance
• Enjoy food and beverage discounts at various branches in the UAE
• Buy one get one free with MasterCard
• 25% discount on car rental at AVIS and 15% discount at Hertz
• Enjoy 6 full-time driver transfers from the UAE every year, or use up to 3 times in India
• Careem 20% rides
Features
• You need a minimum monthly salary of AED 7,500 to be eligible for this card
• The interest rate on the unpaid balance is 3.45% per month
• Transaction fee is 2.5% of AED currency
• There is no annual fee for this card
• All international retail, international cash advances and cash rebates on Internet transactions are up to 5%.
• If your consumption exceeds AED 1000, you can enjoy 1% cash back on all domestic retail purchases
• There are no mileage plans on this card
• The balance transfer fee is 1.5% Get up to 1% cash back in all international retail including Internet transactions and cash advances. 1% cash rebate on total domestic retail purchases per month, but the minimum monthly retail consumption is 1000 dirhams
RAKBANK Credit Cards
The minimum wage required is between AED 5000-35,000 AED. There is no annual fee. The Credit card provides features like Cash back and balance transfer and the interest rate charged is 2.95%. RAK Bank Credit Card Offer 5-50% cash back for dining and movies. You get air ticket discount and each purchase can enjoy a discount.
Benefits and Features of RAKBANK Credit cards
• Can enjoy privileges in local and international shopping
• Provide purchase protection and travel insurance
• RAK bank credit card provides 3% -50% cash back
• Get a discount on Careem app
• Mastercard offers free and benefits buy one get one free app
• Easy Payment Plan with 0% interest rate can be used
• Provide exclusive dining, shopping, lifestyle discounts
• RAK bank credit card does not charge an annual fee
• Provide travel benefits, such as the use of airport lounges, hotel discounts, etc.
Eligibility criteria
Depending on the type of card, the minimum salary range is 5K-35K dirham, the applicant should be 21 years old and these cards are for UAE nationals and foreigners.
Required documents
• Passport (foreigners)
• Proof of address (utility bill)Emirates ID
• UAE residence visa (foreign nationals)
• 3-6 months bank statement
• Proof of Wage / Wage Transfer Letter (Paid Individual)
• Business license (self-employed)
Cashback5% Cashback on Supermarkets and DiningEnjoy 5% Cashback on all Supermarket and dining spends worldwide.
Upto 50% Cashback on CinemasEnjoy upto 50% Cashbac...
RAKBANK is also known for providing Shariah-compliant banking services through its Islamic banking division RAKislamic, which serves personal and commercial banking customers. The bank is headquartered in the emirate Ras Al Khaimah (RAKBANK building on Sheikh Mohammed bin Zayed Road) The fact that the government of Ras Al-Khaimah controls the bank with 52.76% ownership is enough to prove the bank ’s wide reputation. The UAE Banking Federation (UBF) regards this bank as one of its inseparable members, which proves this incomparably. The bank abides by the customer charter specified by UBF and develops reliable and transparent banking services throughout the financial industry, not only providing customers with what they need, but also providing them with what they need.
Following are some of the top RAKBANK credit cards in UAE
1. RAKBANK FC Barcelona Platinum Credit Card
Benefits
• Enjoy 6 airport pick-up services by full-time drivers in the UAE every year (only within the UAE. Excludes travel between Emirates) To book this service, please contact the concierge desk at 04-387 6633
• No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches. You can now use RAKMoneyTransfer to send money to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world
• Up to 55 days of interest-free credit
• Cash advances up to 80% of your credit limit
• The minimum monthly repayment amount is only 3%
• Free travel accident insurance
• Convert your purchase to a 0%, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants
• Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc.
• With RAKfoodie, you can use the RAKBANK card to enjoy a discount of up to 30% at more than 2000 restaurants
Features
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The interest rate on the unpaid balance is 3.45% per month.
• The foreign currency exchange rate applicable to overseas transactions in non-AED currencies is 2%. Transaction fee is 2.5% of AED currency
• The annual fee applicable to this card is AED 300
• Special categories (sports stores / sports venues, restaurants, sports adventure venues, etc.) RAKBarcaRewards per AED 1 domestic expenditure: 1.25 RAKBarcaRewards per AED 1: 1 other retail expenditure RAKBarcaRewards 1: 1.5 per AED of government expenditure, bill payment (telecommunications and utilities), real estate, car rental, transportation, gas station / gas station expenditure category 1: AED 1: 0.35 of domestic expenditure RAKBarcaRewards International Expenses
• There are no mileage plans on this card
• This card has no cash back
• The balance transfer fee is 1.5%
2. RAKBANK Highflyer Platinum Credit Card
Benefits
• Cash overdraft does not exceed 80% of the credit limit
• MasterCard provides free supplementary credit cards
• Access to VIP lounges, hotel and spa privileges and concierge services at global airports
• 30% discount on airline tickets and hotel reservations
• Free protection and travel accident insurance
• Enjoy food and beverage discounts at various branches in the UAE
• Buy one get one free with MasterCard
• 5% discount on car rental in Europe, Middle East, Africa and Asia, and 12% discount on car rental in the US and Canada
• Careem 20% rides
Features
• You need a minimum salary of AED 10,000 per month to use this card
• The interest rate on the unpaid balance is 3.45% per month.
• Transaction fee is 2.5% of AED currency
• There is no annual fee for this card.
• Customers can earn RAKrewards in all retail and online consumption. The Highflyer card does not limit customers to any particular airline or travel partner, but allows customers the flexibility to choose from more than 300 airlines to book air tickets, more than 300,000 hotels and other travel experiences.
• Redemption can also be used for various electronic products, household appliances, lifestyles, etc.
• Customers can earn up to 350,000 standard RAKrewards for all domestic and international monthly expenditures.
• There are no mileage plans on this card
• This card has no cash back
• The balance transfer fee is 1.5%
3. RAKBANK MasterCard Credit Card
Benefits
• Cash overdraft does not exceed 80% of the credit limit
• MasterCard provides free supplementary credit cards
• Free protection and travel accident insurance
• RAKfeast discounts up to 20% in UAE restaurants
• RAKBANK starts discounting at your favorite store with a 50% discount
• Discounts at listed hospitals, pharmacies, opticians, beauty salons, restaurants and jewelers.
Features
• You need a monthly salary of at least AED 5,000 to be eligible for this card
• The interest rate on the unpaid balance is 3.45% per month.There is no annual fee for this card
• Get cash back for all international and domestic transactions.
• There are no mileage plans on this card
• The balance transfer fee is 1.5%
• Get up to 1% of international and domestic spending. The maximum monthly cash back is AED 300.
4. RAKBANK Visa Credit Card
Benefits
• Cash overdraft does not exceed 80% of the credit limit
• MasterCard provides free supplementary credit cards
• Access to VIP lounges, hotel and spa privileges and concierge services at global airports
• Free protection and travel accident insurance
• Enjoy food and beverage discounts at various branches in the UAE
• Buy one get one free with MasterCard
• 25% discount on car rental at AVIS and 15% discount at Hertz
• Enjoy 6 full-time driver transfers from the UAE every year, or use up to 3 times in India
• Careem 20% rides
Features
• You need a minimum monthly salary of AED 7,500 to be eligible for this card
• The interest rate on the unpaid balance is 3.45% per month
• Transaction fee is 2.5% of AED currency
• There is no annual fee for this card
• All international retail, international cash advances and cash rebates on Internet transactions are up to 5%.
• If your consumption exceeds AED 1000, you can enjoy 1% cash back on all domestic retail purchases
• There are no mileage plans on this card
• The balance transfer fee is 1.5% Get up to 1% cash back in all international retail including Internet transactions and cash advances. 1% cash rebate on total domestic retail purchases per month, but the minimum monthly retail consumption is 1000 dirhams
RAKBANK Credit Cards
The minimum wage required is between AED 5000-35,000 AED. There is no annual fee. The Credit card provides features like Cash back and balance transfer and the interest rate charged is 2.95%. RAK Bank Credit Card Offer 5-50% cash back for dining and movies. You get air ticket discount and each purchase can enjoy a discount.
Benefits and Features of RAKBANK Credit cards
• Can enjoy privileges in local and international shopping
• Provide purchase protection and travel insurance
• RAK bank credit card provides 3% -50% cash back
• Get a discount on Careem app
• Mastercard offers free and benefits buy one get one free app
• Easy Payment Plan with 0% interest rate can be used
• Provide exclusive dining, shopping, lifestyle discounts
• RAK bank credit card does not charge an annual fee
• Provide travel benefits, such as the use of airport lounges, hotel discounts, etc.
Eligibility criteria
Depending on the type of card, the minimum salary range is 5K-35K dirham, the applicant should be 21 years old and these cards are for UAE nationals and foreigners.
Required documents
• Passport (foreigners)
• Proof of address (utility bill)Emirates ID
• UAE residence visa (foreign nationals)
• 3-6 months bank statement
• Proof of Wage / Wage Transfer Letter (Paid Individual)
• Business license (self-employed)
Read More
Best RAKBANK Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| FC Barcelona Platinum Credit Card | 5,000 | 3.45% |
| RAKBANK - Titanium Credit Card | 8,000 | 3.45% |
| RAK Bank - Emirates Skywards World Elite Credit Card | 25,000 | 3.45% |
| RAKBANK - World Credit Card | 20,000 | 3.25% |
| RAKBANK - RAKIslamic Gold Credit Card | 5,000 | 3.19% |
| RAKBANK - Air Arabia Platinum Credit Card | 5,000 | 3.45% |
FC Barcelona Platinum Credit Card
You’re passionate about football and you’re even more passionate about one of the world’s greatest ever teams, FC Barcelona. That’s why we created the RAKBANK FC Barcelona Platinum Mastercard Credit Card, just for fans like you. Use it every time you spend, and not only will you show your pa...
RAKBANK - Titanium Credit Card
The RAKBANK Titanium Credit Card offers a host of privileges and benefits unparalleled and unmatched by any other Credit Card like:
Cashback5% Cashback on Supermarkets and DiningEnjoy 5% Cashback on all Supermarket and dining spends worldwide.
Upto 50% Cashback on CinemasEnjoy upto 50% Cashbac...
RAK Bank - Emirates Skywards World Elite Credit Card
Lifestyle Benefits
RAKBANK - World Credit Card
The RAKBANK World Credit Card offers you a world of rewards, privileges and benefits, every day. The RAKBANK World Credit Card goes beyond what you expect from a Credit Card, offering you exceptional Cashback on all your spends. There’s also a world of travel benefits, lifestyle privileges and unm...
RAKBANK - RAKIslamic Gold Credit Card
RAKBANK - RAKIslamic Gold Credit Card - Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
RAKBANK - Air Arabia Platinum Credit Card
The RAKBANK Platinum Air Arabia Credit Card provides great value in the air and on the ground. Use it for your domestic and international spends and enjoy unmatched Air Rewards Points, great credit card benefits, savings and privileges on every journey.
RAK Bank - MasterCard Credit Card
Reward FeaturesEarn Cashback
RAK Bank - Visa Credit Card
Reward FeaturesEarn Cashback
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
