No Salary Transfer Credit Card in UAE May 2021 - Total 180

One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer a line of credit for the credit card. On this trip, the cardhold...er can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
Below is a list of top credit cards with no salary transfer:

1. Mashreq Bank Cashback Credit Card
Features of this card as follows;
No annual fee 
Received 20% cashback in Netflix, Careem, Noon etc.
5% cash rebate for catering expenses in UAE International consumption rebate 2% 1% cash back on domestic expenses 
No ceiling, no minimum spending requirements 
30% discount at 2,000 dining establishments in the UAE 
Instant cash back 
Free travel insurance 
Up to 55 days interest-free period 

2. ADIB Cashback Gold Card
Features of this card are as follows;
Free use of VIP lounges in Dubai and Abu Dhabi Airports
ADIB tour desk
Road rescue
Quarterly discount
Four free supplement cards
Instant SMS update

3. ADIB Value Card
Features of this card are as follows;
Receive local and international consumption rewards 
Redeem points for free flights and shopping vouchers 
Enjoy up to 25% discounts at designated restaurants throughout the UAE. 
Advanced Chip & Pin technology can safely purchase and withdraw cash 
Up to 55 days of free grace period to repay your outstanding balance

4. Emirates Islamic Flex Card
Up to 75,000 * EI Smart Miles EI welcome bonus
Free use of airport lounge
Multiple travel insurance
Earn unlimited miles and redeem without a blackout date
Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
Use the new “Instant Buy” feature to shop with EI Smart Miles anytime, anywhere
Miles Exchange Etihad VIP and Jet Privilege with our frequent flyer program
Multiple shopping options in our online market
Free valet parking

5. FAB – Abu Dhabi Titanium Credit Card
Every year Audi Q5 is hot – 1 champion
Travel to New York, Seychelles, Maldives, London or Sydney twice every six months.
Enjoy two hours of luxury at one of Abu Dhabi's unique resorts and win 5 winners per quarter.
Get 10 winners in monthly AED 1000 trades l
Travel is always a priority and you can enter some halls of the airport. As a FAB Titanium card holder, you will receive:
Free admission to more than 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
Use e-mail, Internet, telephone, fax machines, and meeting rooms in some halls
Free meals and snacks
Discounts on Avis car rental
Whether you are traveling with your family or your business, you will enjoy the exclusive offers of Avis. With FAB Titanium credit card you can see:
15% discount on your next car in Europe, the Middle East, Africa and Asia
Enjoy a 12% discount on your next car rental in the US and Canada
Free upgrade to every rental around the world
Driver’s partner Careem sees a discount
Buy one for free with MasterCard
Transfer money 
Each AED domestic consumption receives 1 first prize point, and international consumption receives 2 prize points.

6. FAB – Gems Titanium Credit Card
Features of this card are as follows 
Tuition discount 
Limited time offer: chance to win tuition fees up to AED 25,000 
Movie ticket only AED 15 
Use your GEMS Titanium credit card to get unlimited money transfers 
Smart shopping 
Enter the airport lounge * Education insurance Credit shield

7. RAK Bank – FC Barcelona Platinum Credit Card
Features of this card are as follows;
6 full-time driver transfers in the UAE every year 
No matter where you are, you can use the RAKMoneyTransfer service to send money through Digital Banking, or you can send money directly from any of our branches. 
Now you can use RAKMoneyTransfer to remit funds to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and other parts of the world. 
Up to 55 days of interest-free credit Cash advances up to 80% of your credit limit 
The minimum monthly repayment amount is only 3% 
Free purchase protection Free travel accident insurance 
Convert your purchase transaction to a 0, 3, 6, 9 or 12 month 0% simple payment plan for use by many participating merchants. 
Exclusively provide discounts on electronics, jewelry, holidays, catering, furniture, etc. 
With RAKfoodie, you can use the RAKBANK card to enjoy up to 30% discounts at more than 2,000 restaurants. 
More than 25 airport lounges available at some airports worldwide
Discounts for travel bookings using Cleartrip 
Ride offers using Careem Discounts when using Avis car rental 
MyUS's premium shipping discounts and free membership 
Shopping deals and discounts at Bicester Village 
Buy one get one free Purchase protection to prevent theft or accidental damage 
Airport meeting Vehicle registration and maintenance transfer 
Dining discount 

Getting a credit card is not easy especially when there are many options to choose from. It is advised to look around and shop around to get your desired credit card which fits your needs and requirements. 
Read More

Best No Salary Transfer Credit Card in UAE

Credit Card Minimum Salary Rate
Mashreq - Platinum Elite Credit Card 10,000 3.45%
Mashreq - Solitaire Credit Card 25,000 3.45%
ADIB - Cashback Gold Card 5,000 3.09%
ADIB - Value Card 5,000 3.09%
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic- Cashback Plus Credit Card 12,000 3.35%

Mashreq - Platinum Elite Credit Card

Mashreq - Platinum Elite Credit Card
AED 10,000
Minimum Salary
650
Annual Fees
3.45%
Rate
No
Salary Transfer
Enjoy a range of privileges crafted to compliment your lifestyle be it travel, shopping, dining, sports, entertainment or adventure.Free Lounge Key Membership & Travel Insurance, discounts on dining, exclusive discount deals across Health & Fitness, Wellness & Spa, Sports, Entertainment...

Mashreq - Solitaire Credit Card

Mashreq - Solitaire Credit Card
AED 25,000
Minimum Salary
1,500
Annual Fees
3.45%
Rate
No
Salary Transfer
Features

ADIB - Cashback Gold Card

ADIB - Cashback Gold Card
AED 5,000
Minimum Salary
500
Annual Fees
3.09%
Rate
No
Salary Transfer
​Enjoy Cashback and free roadside assistance with the Cashback Gold card from ADIB!​​​

ADIB - Value Card

ADIB - Value Card
AED 5,000
Minimum Salary
0
Annual Fees
3.09%
Rate
No
Salary Transfer
Rewards ProgramEarn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.Points earned can be used towards airline tickets, shopping mall vouchers, and Club Apparel gifts cards.Features

Emirates Islamic - Flex Card

Emirates Islamic - Flex Card
AED 5,000
Minimum Salary
0
Annual Fees
3.49%
Rate
No
Salary Transfer
Benefits:
FX rate is applicable on overseas transactions.
Unlimited Complimentary GolfLow minimum salary requirement.Travel card with EI SmartMilesWelcome bonus of 10,000 EI SmartMilesInstant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwideConvenient shoppin...

Emirates Islamic- Cashback Plus Credit Card

Emirates Islamic- Cashback Plus Credit Card
AED 12,000
Minimum Salary
299
Annual Fees
3.35%
Rate
No
Salary Transfer
Cashback RewardsUp to 10% cash back on supermarket spendsUp to 10% cash back on education Up to 10% cash back on dining Up to 10% cash back on telecom expenses

Emirates Islamic - Emarati Credit Card

Emirates Islamic - Emarati Credit Card
AED 12,000
Minimum Salary
0
Annual Fees
2.49%
Rate
No
Salary Transfer
EI SmartMiles allows you instant and flexible rewards redemption options from flights, hotels, miles exchange, and gift cards from any outlet or website in the world. You can redeem from over 300 airlines and 180,000 hotels, car rentals and much more. That"s not all, these EI SmartMiles also give yo...

FAB - Abu Dhabi Titanium Credit Card

FAB - Abu Dhabi Titanium Credit Card
AED 5,000
Minimum Salary
500
Annual Fees
3.25%
Rate
No
Salary Transfer
Your chance to win an Audi Q5 and luxury dream holidays

FAB - Gems Titanium Credit Card

FAB - Gems Titanium Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3.25%
Rate
No
Salary Transfer
Up to 4.25% fixed discount on advanced payment of GEMS fees0% Easy Payment Plan for up to 12 months for GEMS feesEducation Protection cover of up to AED 500,000 per childThe below features and benefits are effective 1st September 2019

FAB - du Titanium Credit Card

FAB - du Titanium Credit Card
AED 5,000
Minimum Salary
500
Annual Fees
3.25%
Rate
No
Salary Transfer
10% discount on auto payment of du bills