Emirates Islamic Credit Card in UAE March 2024 - Total 12

The Islamic Bank of the UAE was established in 2004 based on the Islamic banking concept in accordance with Islamic law. The UAE Islamic Credit Card Series is designed to take full advantage of smart financial investments, as well as to benefit society. Under the rules of the Islamic Bank, any type of interest or interest is prohibited. Instead, a credit card from the Islamic Bank of the UAE sh...ares all the benefits and risks with customers and shareholders.
The Emirates Islamic Bank of the UAE offers the most valuable credit cards in the UAE. The credit card benefits of the Islamic Bank of the UAE are further integrated with the salary transfer plan. Transfer of salaries to the account of the Islamic Bank of the UAE includes free takaful (insurance), SmartMiles bonus, reliability points, etc. brings such an incredible income. 
Here is a list of top Emirates Islamic credit cards;

1. Emirates Islamic Cashback Card
Features:
This is an Islamic card
You need a monthly salary of at least AED 5,000 to use this card.
The repayment period is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount.
The foreign currency exchange rate applicable to overseas transactions is 2.34%. 
This card is free for life and is based on an annual AED 5000 expenditure. If this expenditure requirement is not met, an annual fee of 350 AED will be charged.
Etisalat gets a 10% cash back, with a maximum consumption of AED 1,000. Electronic products can get 5% cash back, and all other expenses can get 1% cash back.
You get 10% cashback on the telecommunications expenses, 5% electronic purchase guarantee cash back and 1% all local and international transactions guarantee cash back
The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. A payment of 5% at minimum is required every month.
Benefits 
No minimum consumption 
standard 10% cashback of etisalat & du consumption 
5% cash back for purchases in electronic stores, and 1% cash back for all other expenses.
Simple payment plan Balance transfer tool 
Free supplement card

2. Emirates Islamic Flex Card
Features 
This is an Islamic card
You need a monthly salary of at least AED 5,000 to use this card.
The repayment period is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount.
The annual fee for this card is AED 0
For every dirham spent in the local area, you can earn 1.25 EI smart miles. For every dirham spent internationally, you can earn 2.25 EI Smart Miles. Can be exchanged for more than 300 airlines and 180,000 hotels and car rentals. EI Smart Miles can exchange frequent flyer programs such as Etihad Guest and Jet Privilege. You can also use EI Smart Miles' “Instant Buy” feature to make purchases.
This card has no cash back
The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. A payment of 5% is required every month.
Benefits 
Welcome bonus of 10,000 EI Smart Miles 
Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide 
With the “Buy Now” redemption function, you can shop anytime and anywhere 
Mileage exchange with frequent flyer program Etihad passenger and jet benefits 
Online shopping market

3. Emirates Islamic Skywards Visa Infinite card
Benefits 
Unlimited use of the lounge and one free guest through the Lounge Key program in 650 airport lounges worldwide 
Get conveniences like cash overdraft, purchase protection and credit shield 
Get car rental discounts 
Get discounts and privileges in restaurants and retail stores through the Mazaya discount program 
Get up to four free supplement cards
Features 
This is an Islamic card 
You need a monthly salary of at least AED 25,000 per month to be eligible for this card
The monthly fee depends on the card limit. It starts at 200 dirhams, up to 4,500 dirhams.
The repayment period is 25 days and the minimum repayment amount is 5%. If the customer pays the outstanding balance, the monthly fee will not apply. 
The annual fee applicable to this card is AED 900 For every dollar spent, 2 Skyward miles can be earned for every transaction on Emirates, 1.5 miles for international consumption, and 1 mile for domestic consumption 
The BT / COC amount and the fixed monthly fee will be converted to EMI. 
You can use up to 80% of the available credit limit as balance transfer / call cash. 
This card has no cash back

4. Emirates Islamic RTA Card
Benefits 
10% cash rebate from fuel expenses, RTA transportation payments, and up to 2.25% cash rebate on other expenses
Use your credit card as an RTA Nol card
Get Salik automatic recharge device
Get credit card shield, cash advance
Purchase protection, extend warranty
Emergency medical and legal referral services
Emergency cash and card replacement
Features 
This is an Islamic card 
You need a monthly salary of at least AED 5,000 to use this card. 
The profit rate applicable to this card is 3.35%. 
There is no annual fee for this card. Get 10% of fuel expenditure, RTA transportation payment cash back, up to 2.25% of international expenditure and 1.25% of domestic expenditure. 
There are no mileage plans on this card when using this card to pay, your RTA and gas station expenses can get up to 10% cash back, international expenses can get 2.25% cash back, and domestic expenses can get 1.25% cash back. 
The interest rates for the balance transfer function are 1% (3 months) and 2% (6 months).

Benefit and features of Emirates Islamic Credit Cards 
As one of the leading Islamic banks in the UAE, the Islamic State of the UAE provides deposits and first-class incentives to members of various types of Islamic credit cards in the UAE. The following features and benefits make UAE Islamic Bank credit cards one of the most popular credit cards after credit cards.
Observance of the Shari'ah: There is no interest or hidden guilt. This is the promise of the UAE Islamic Credit Card. The credit card of each Islamic bank in the UAE is fully compliant with Sharia law and payments are completely transparent. 
RTA enabled features: Many UAE Islamic credit cards are equipped with RTA Nol-chip and Salik tokens, making transportation through the UAE easier than ever. Cardholders will be able to use various modes of public transport across the country, activating the function of automatic replenishment on the credit card of the Islamic Bank of the United Arab Emirates, activated by RTA.
Payment plan with 0%: Credit card of the Islamic Bank of the Emirates is one of the most attractive benefits offered by the bank to their cardholders. It allows the cardholder to convert transactions without AED 500 and monthly distribution income. The Emirati Islamic Bank credit card allows their cardholders to plan their budgets easily. 
Balance transfer: Their credit cards provides great inducements for card members who want to use the balance transfer utility. The profit margin for the first 6 months is 0% and the UAE can reach up to 80% of the Islamic credit card limit. The balance transfer function allows cardholders to easily pay back.
Cash on demand: The Islamic Credit Card of the United Arab Emirates brings a monthly income of 1.19% in cash. These requests can be up to 80% of the UAE Islamic credit card limit. With such a favorable offer, users of Islamic cards in the United Arab Emirates will never face unprepared financial situations.
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Best Emirates Islamic Credit Card in UAE

Credit Card Minimum Salary Rate
Emirates Islamic - Flex Card 5,000 3.49%
Emirates Islamic- Cashback Plus Credit Card 12,000 3.35%
Emirates Islamic - Emarati Credit Card 12,000 2.49%
Emirates Islamic - Skywards Signature Credit Card 12,000 3.25%
Emirates Islamic - Skywards Infinite Credit Card 25,000 2.99%
Emirates Islamic - RTA Card 5,000 3.49%

Emirates Islamic - Flex Card

Emirates Islamic - Flex Card
AED 5,000
Minimum Salary
0
Annual Fees
3.49%
Rate
No
Salary Transfer
Benefits:
FX rate is applicable on overseas transactions.
Unlimited Complimentary GolfLow minimum salary requirement.Travel card with EI SmartMilesWelcome bonus of 10,000 EI SmartMilesInstant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwideConvenient shoppin...

Emirates Islamic- Cashback Plus Credit Card

Emirates Islamic- Cashback Plus Credit Card
AED 12,000
Minimum Salary
299
Annual Fees
3.35%
Rate
No
Salary Transfer
Cashback RewardsUp to 10% cash back on supermarket spendsUp to 10% cash back on education Up to 10% cash back on dining Up to 10% cash back on telecom expenses

Emirates Islamic - Emarati Credit Card

Emirates Islamic - Emarati Credit Card
AED 12,000
Minimum Salary
0
Annual Fees
2.49%
Rate
No
Salary Transfer
EI SmartMiles allows you instant and flexible rewards redemption options from flights, hotels, miles exchange, and gift cards from any outlet or website in the world. You can redeem from over 300 airlines and 180,000 hotels, car rentals and much more. That"s not all, these EI SmartMiles also give yo...

Emirates Islamic - Skywards Signature Credit Card

Emirates Islamic - Skywards Signature Credit Card
AED 12,000
Minimum Salary
700
Annual Fees
3.25%
Rate
No
Salary Transfer
Enjoy the best Skywards Miles earning rates in the market with the Emirates Islamic Skywards Signature Card. 

Emirates Islamic - Skywards Infinite Credit Card

Emirates Islamic - Skywards Infinite Credit Card
AED 25,000
Minimum Salary
2,000
Annual Fees
2.99%
Rate
No
Salary Transfer
The Emirates Islamic Skywards Infinite Visa Card lets you enjoy exclusive privileges reserved only for the selected few.Take advantage of the following benefits: Automatic upgrade to Emirates Skywards Silver membership.Unlimited Complimentary golf any day of the week.Free valet parkingUnlimited...

Emirates Islamic - RTA Card

Emirates Islamic - RTA Card
AED 5,000
Minimum Salary
0
Annual Fees
3.49%
Rate
No
Salary Transfer
The Emirates Islamic RTA Credit Card brings you up to 10% cash back on your spends and convenience like never before with a built-in RTA NOL chip. Enjoy the dual benefit of a single card that can be used as a credit card for your purchases and as a NOL Card at RTA"s Dubai Metro, Dubai Bus, Water Bus...

Emirates Islamic - Cashback Card

Emirates Islamic - Cashback Card
AED 5,000
Minimum Salary
350
Annual Fees
3.49%
Rate
No
Salary Transfer
Cashback Rewards10% guaranteed cash back on telecom expenses5% guaranteed cash back on electronic purchasesUp to 1% guaranteed cash back on all local and international transactionsNo minimum spend criteria for earning cash back rewardsFree for life card based on annual spend of AED 5000

Emirates Islamic - Flex Elite Infinite Credit Card

Emirates Islamic - Flex Elite Infinite Credit Card
AED 25,000
Minimum Salary
700
Annual Fees
3.25%
Rate
No
Salary Transfer
Instant Rewards. Lifetime Memories.Presenting Flex Cards from Emirates Islamic:Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.

Emirates Islamic - Etihad Guest Premium Credit Card

Emirates Islamic - Etihad Guest Premium Credit Card
AED 25,000
Minimum Salary
1,500
Annual Fees
3.49%
Rate
No
Salary Transfer
Features

Emirates Islamic - Etihad Guest Saqer Credit Card

Emirates Islamic - Etihad Guest Saqer Credit Card
AED 5,000
Minimum Salary
899
Annual Fees
3.49%
Rate
No
Salary Transfer
Features

Emirates Islamic - Etihad Guest Ameera Credit Card

Emirates Islamic - Etihad Guest Ameera Credit Card
AED 12,000
Minimum Salary
699
Annual Fees
3.49%
Rate
No
Salary Transfer
Features

Emirates Islamic - Etihad Guest Platinum Credit Card

Emirates Islamic - Etihad Guest Platinum Credit Card
AED 12,000
Minimum Salary
199
Annual Fees
3.49%
Rate
No
Salary Transfer
Features