Emirates Islamic Credit Card in UAE October 2023 - Total 12
The Islamic Bank of the UAE was established in 2004 based on the Islamic banking concept in accordance with Islamic law. The UAE Islamic Credit Card Series is designed to take full advantage of smart financial investments, as well as to benefit society. Under the rules of the Islamic Bank, any type of interest or interest is prohibited. Instead, a credit card from the Islamic Bank of the UAE sh...ares all the benefits and risks with customers and shareholders.
The Emirates Islamic Bank of the UAE offers the most valuable credit cards in the UAE. The credit card benefits of the Islamic Bank of the UAE are further integrated with the salary transfer plan. Transfer of salaries to the account of the Islamic Bank of the UAE includes free takaful (insurance), SmartMiles bonus, reliability points, etc. brings such an incredible income.
Here is a list of top Emirates Islamic credit cards;
1. Emirates Islamic Cashback Card
Features:
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to use this card.
• The repayment period is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount.
• The foreign currency exchange rate applicable to overseas transactions is 2.34%.
• This card is free for life and is based on an annual AED 5000 expenditure. If this expenditure requirement is not met, an annual fee of 350 AED will be charged.
• Etisalat gets a 10% cash back, with a maximum consumption of AED 1,000. Electronic products can get 5% cash back, and all other expenses can get 1% cash back.
• You get 10% cashback on the telecommunications expenses, 5% electronic purchase guarantee cash back and 1% all local and international transactions guarantee cash back
• The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. A payment of 5% at minimum is required every month.
Benefits
• No minimum consumption
• standard 10% cashback of etisalat & du consumption
• 5% cash back for purchases in electronic stores, and 1% cash back for all other expenses.
• Simple payment plan Balance transfer tool
• Free supplement card
2. Emirates Islamic Flex Card
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to use this card.
• The repayment period is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount.
• The annual fee for this card is AED 0
• For every dirham spent in the local area, you can earn 1.25 EI smart miles. For every dirham spent internationally, you can earn 2.25 EI Smart Miles. Can be exchanged for more than 300 airlines and 180,000 hotels and car rentals. EI Smart Miles can exchange frequent flyer programs such as Etihad Guest and Jet Privilege. You can also use EI Smart Miles' “Instant Buy” feature to make purchases.
• This card has no cash back
• The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. A payment of 5% is required every month.
Benefits
• Welcome bonus of 10,000 EI Smart Miles
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• With the “Buy Now” redemption function, you can shop anytime and anywhere
• Mileage exchange with frequent flyer program Etihad passenger and jet benefits
• Online shopping market
3. Emirates Islamic Skywards Visa Infinite card
Benefits
• Unlimited use of the lounge and one free guest through the Lounge Key program in 650 airport lounges worldwide
• Get conveniences like cash overdraft, purchase protection and credit shield
• Get car rental discounts
• Get discounts and privileges in restaurants and retail stores through the Mazaya discount program
• Get up to four free supplement cards
Features
• This is an Islamic card
• You need a monthly salary of at least AED 25,000 per month to be eligible for this card
• The monthly fee depends on the card limit. It starts at 200 dirhams, up to 4,500 dirhams.
• The repayment period is 25 days and the minimum repayment amount is 5%. If the customer pays the outstanding balance, the monthly fee will not apply.
• The annual fee applicable to this card is AED 900 For every dollar spent, 2 Skyward miles can be earned for every transaction on Emirates, 1.5 miles for international consumption, and 1 mile for domestic consumption
• The BT / COC amount and the fixed monthly fee will be converted to EMI.
• You can use up to 80% of the available credit limit as balance transfer / call cash.
• This card has no cash back
4. Emirates Islamic RTA Card
Benefits
• 10% cash rebate from fuel expenses, RTA transportation payments, and up to 2.25% cash rebate on other expenses
• Use your credit card as an RTA Nol card
• Get Salik automatic recharge device
• Get credit card shield, cash advance
• Purchase protection, extend warranty
• Emergency medical and legal referral services
• Emergency cash and card replacement
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to use this card.
• The profit rate applicable to this card is 3.35%.
• There is no annual fee for this card. Get 10% of fuel expenditure, RTA transportation payment cash back, up to 2.25% of international expenditure and 1.25% of domestic expenditure.
• There are no mileage plans on this card when using this card to pay, your RTA and gas station expenses can get up to 10% cash back, international expenses can get 2.25% cash back, and domestic expenses can get 1.25% cash back.
• The interest rates for the balance transfer function are 1% (3 months) and 2% (6 months).
Benefit and features of Emirates Islamic Credit Cards
As one of the leading Islamic banks in the UAE, the Islamic State of the UAE provides deposits and first-class incentives to members of various types of Islamic credit cards in the UAE. The following features and benefits make UAE Islamic Bank credit cards one of the most popular credit cards after credit cards.
Observance of the Shari'ah: There is no interest or hidden guilt. This is the promise of the UAE Islamic Credit Card. The credit card of each Islamic bank in the UAE is fully compliant with Sharia law and payments are completely transparent.
RTA enabled features: Many UAE Islamic credit cards are equipped with RTA Nol-chip and Salik tokens, making transportation through the UAE easier than ever. Cardholders will be able to use various modes of public transport across the country, activating the function of automatic replenishment on the credit card of the Islamic Bank of the United Arab Emirates, activated by RTA.
Payment plan with 0%: Credit card of the Islamic Bank of the Emirates is one of the most attractive benefits offered by the bank to their cardholders. It allows the cardholder to convert transactions without AED 500 and monthly distribution income. The Emirati Islamic Bank credit card allows their cardholders to plan their budgets easily.
Balance transfer: Their credit cards provides great inducements for card members who want to use the balance transfer utility. The profit margin for the first 6 months is 0% and the UAE can reach up to 80% of the Islamic credit card limit. The balance transfer function allows cardholders to easily pay back.
Cash on demand: The Islamic Credit Card of the United Arab Emirates brings a monthly income of 1.19% in cash. These requests can be up to 80% of the UAE Islamic credit card limit. With such a favorable offer, users of Islamic cards in the United Arab Emirates will never face unprepared financial situations.
FX rate is applicable on overseas transactions.
Unlimited Complimentary GolfLow minimum salary requirement.Travel card with EI SmartMilesWelcome bonus of 10,000 EI SmartMilesInstant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwideConvenient shoppin...
The Emirates Islamic Bank of the UAE offers the most valuable credit cards in the UAE. The credit card benefits of the Islamic Bank of the UAE are further integrated with the salary transfer plan. Transfer of salaries to the account of the Islamic Bank of the UAE includes free takaful (insurance), SmartMiles bonus, reliability points, etc. brings such an incredible income.
Here is a list of top Emirates Islamic credit cards;
1. Emirates Islamic Cashback Card
Features:
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to use this card.
• The repayment period is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount.
• The foreign currency exchange rate applicable to overseas transactions is 2.34%.
• This card is free for life and is based on an annual AED 5000 expenditure. If this expenditure requirement is not met, an annual fee of 350 AED will be charged.
• Etisalat gets a 10% cash back, with a maximum consumption of AED 1,000. Electronic products can get 5% cash back, and all other expenses can get 1% cash back.
• You get 10% cashback on the telecommunications expenses, 5% electronic purchase guarantee cash back and 1% all local and international transactions guarantee cash back
• The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. A payment of 5% at minimum is required every month.
Benefits
• No minimum consumption
• standard 10% cashback of etisalat & du consumption
• 5% cash back for purchases in electronic stores, and 1% cash back for all other expenses.
• Simple payment plan Balance transfer tool
• Free supplement card
2. Emirates Islamic Flex Card
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to use this card.
• The repayment period is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount.
• The annual fee for this card is AED 0
• For every dirham spent in the local area, you can earn 1.25 EI smart miles. For every dirham spent internationally, you can earn 2.25 EI Smart Miles. Can be exchanged for more than 300 airlines and 180,000 hotels and car rentals. EI Smart Miles can exchange frequent flyer programs such as Etihad Guest and Jet Privilege. You can also use EI Smart Miles' “Instant Buy” feature to make purchases.
• This card has no cash back
• The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. A payment of 5% is required every month.
Benefits
• Welcome bonus of 10,000 EI Smart Miles
• Instantly redeem EI Smart Miles in more than 300 airlines and more than 180,000 hotels worldwide
• With the “Buy Now” redemption function, you can shop anytime and anywhere
• Mileage exchange with frequent flyer program Etihad passenger and jet benefits
• Online shopping market
3. Emirates Islamic Skywards Visa Infinite card
Benefits
• Unlimited use of the lounge and one free guest through the Lounge Key program in 650 airport lounges worldwide
• Get conveniences like cash overdraft, purchase protection and credit shield
• Get car rental discounts
• Get discounts and privileges in restaurants and retail stores through the Mazaya discount program
• Get up to four free supplement cards
Features
• This is an Islamic card
• You need a monthly salary of at least AED 25,000 per month to be eligible for this card
• The monthly fee depends on the card limit. It starts at 200 dirhams, up to 4,500 dirhams.
• The repayment period is 25 days and the minimum repayment amount is 5%. If the customer pays the outstanding balance, the monthly fee will not apply.
• The annual fee applicable to this card is AED 900 For every dollar spent, 2 Skyward miles can be earned for every transaction on Emirates, 1.5 miles for international consumption, and 1 mile for domestic consumption
• The BT / COC amount and the fixed monthly fee will be converted to EMI.
• You can use up to 80% of the available credit limit as balance transfer / call cash.
• This card has no cash back
4. Emirates Islamic RTA Card
Benefits
• 10% cash rebate from fuel expenses, RTA transportation payments, and up to 2.25% cash rebate on other expenses
• Use your credit card as an RTA Nol card
• Get Salik automatic recharge device
• Get credit card shield, cash advance
• Purchase protection, extend warranty
• Emergency medical and legal referral services
• Emergency cash and card replacement
Features
• This is an Islamic card
• You need a monthly salary of at least AED 5,000 to use this card.
• The profit rate applicable to this card is 3.35%.
• There is no annual fee for this card. Get 10% of fuel expenditure, RTA transportation payment cash back, up to 2.25% of international expenditure and 1.25% of domestic expenditure.
• There are no mileage plans on this card when using this card to pay, your RTA and gas station expenses can get up to 10% cash back, international expenses can get 2.25% cash back, and domestic expenses can get 1.25% cash back.
• The interest rates for the balance transfer function are 1% (3 months) and 2% (6 months).
Benefit and features of Emirates Islamic Credit Cards
As one of the leading Islamic banks in the UAE, the Islamic State of the UAE provides deposits and first-class incentives to members of various types of Islamic credit cards in the UAE. The following features and benefits make UAE Islamic Bank credit cards one of the most popular credit cards after credit cards.
Observance of the Shari'ah: There is no interest or hidden guilt. This is the promise of the UAE Islamic Credit Card. The credit card of each Islamic bank in the UAE is fully compliant with Sharia law and payments are completely transparent.
RTA enabled features: Many UAE Islamic credit cards are equipped with RTA Nol-chip and Salik tokens, making transportation through the UAE easier than ever. Cardholders will be able to use various modes of public transport across the country, activating the function of automatic replenishment on the credit card of the Islamic Bank of the United Arab Emirates, activated by RTA.
Payment plan with 0%: Credit card of the Islamic Bank of the Emirates is one of the most attractive benefits offered by the bank to their cardholders. It allows the cardholder to convert transactions without AED 500 and monthly distribution income. The Emirati Islamic Bank credit card allows their cardholders to plan their budgets easily.
Balance transfer: Their credit cards provides great inducements for card members who want to use the balance transfer utility. The profit margin for the first 6 months is 0% and the UAE can reach up to 80% of the Islamic credit card limit. The balance transfer function allows cardholders to easily pay back.
Cash on demand: The Islamic Credit Card of the United Arab Emirates brings a monthly income of 1.19% in cash. These requests can be up to 80% of the UAE Islamic credit card limit. With such a favorable offer, users of Islamic cards in the United Arab Emirates will never face unprepared financial situations.
Read More
Best Emirates Islamic Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| Emirates Islamic - Flex Card | 5,000 | 3.49% |
| Emirates Islamic- Cashback Plus Credit Card | 12,000 | 3.35% |
| Emirates Islamic - Emarati Credit Card | 12,000 | 2.49% |
| Emirates Islamic - Skywards Signature Credit Card | 12,000 | 3.25% |
| Emirates Islamic - Skywards Infinite Credit Card | 25,000 | 2.99% |
| Emirates Islamic - RTA Card | 5,000 | 3.49% |
Emirates Islamic - Flex Card
Benefits:
FX rate is applicable on overseas transactions.
Unlimited Complimentary GolfLow minimum salary requirement.Travel card with EI SmartMilesWelcome bonus of 10,000 EI SmartMilesInstant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwideConvenient shoppin...
Emirates Islamic- Cashback Plus Credit Card
Cashback RewardsUp to 10% cash back on supermarket spendsUp to 10% cash back on education Up to 10% cash back on dining Up to 10% cash back on telecom expenses
Emirates Islamic - Emarati Credit Card
EI SmartMiles allows you instant and flexible rewards redemption options from flights, hotels, miles exchange, and gift cards from any outlet or website in the world. You can redeem from over 300 airlines and 180,000 hotels, car rentals and much more. That"s not all, these EI SmartMiles also give yo...
Emirates Islamic - Skywards Signature Credit Card
Enjoy the best Skywards Miles earning rates in the market with the Emirates Islamic Skywards Signature Card.
Emirates Islamic - Skywards Infinite Credit Card
The Emirates Islamic Skywards Infinite Visa Card lets you enjoy exclusive privileges reserved only for the selected few.Take advantage of the following benefits: Automatic upgrade to Emirates Skywards Silver membership.Unlimited Complimentary golf any day of the week.Free valet parkingUnlimited...
Emirates Islamic - RTA Card
The Emirates Islamic RTA Credit Card brings you up to 10% cash back on your spends and convenience like never before with a built-in RTA NOL chip. Enjoy the dual benefit of a single card that can be used as a credit card for your purchases and as a NOL Card at RTA"s Dubai Metro, Dubai Bus, Water Bus...
Emirates Islamic - Cashback Card
Cashback Rewards10% guaranteed cash back on telecom expenses5% guaranteed cash back on electronic purchasesUp to 1% guaranteed cash back on all local and international transactionsNo minimum spend criteria for earning cash back rewardsFree for life card based on annual spend of AED 5000
Emirates Islamic - Flex Elite Infinite Credit Card
Instant Rewards. Lifetime Memories.Presenting Flex Cards from Emirates Islamic:Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
