Home > Finance > Credit Card > Al Hilal Bank Credit Card

Al Hilal Bank Credit Card in UAE December 2023 - Total 8

Al Hilal Bank (Al Hilal Bank) provides cards that comply with Islamic teachings, you can choose an annual fee-free card. Cards provided include: Al Hilal Bank Smart Insurance Card-Lifetime Free; Al Hilal Bank Smart Insurance Card-Lifetime Free Gold; Al Hilal Bank Smart Insurance Card-Lifetime Free Platinum; Al Hilal Bank Fixed Fee Classic; Al Hilal Bank Fixed Fee Gold ; Al Hilal Bank Fixed Fee ...Platinum; Al Hilal Bank Football Card; Al Hilal Bank Qibla Card; Al Hilal Bank Smart Cover Card Classic Edition; Al Hilal Bank Smart Security Card Gold; and Al Hilal Bank Smart Card Platinum.
Following are the top credit cards by Al Hilal bank;

1. Al Hilal Bank Smart Covered Card-Free for Life Gold
Benefits
• This card is free for life
• Fixed profit margin for the entire period
• Obtain facilities such as emergency medical services, emergency cash and card replacement, instant withdrawals and free refill cards
Features
• This is an Islamic card
• You need a monthly salary of at least 8,000 dirhams to be eligible to use this card for salary transfers. If you do not change your salary, the minimum wage requirement is 10,000 dirhams.
• Up to 55 days of no interest rate period
• The foreign currency exchange rate applicable to overseas transactions is 2.75%
• There is no annual fee for this card
• There is no reward program on this card
• This card has no flight miles reward program
• The card has no cash back
• No balance transfer function available

2. Al Hilal Bank LAHA Platinum Card
Benefits
• Spend AED 1000 on PerfumeSouq.com to get AED 100 discount
• Get AED 200 discount by spending AED 2000 on TheLuxuryCloset.com
• Get a three-month Murabaha no-profit period
• Access to airport lounges in Egypt, Jordan, Kuwait, Saudi Arabia and UAE
• Get a coupon booklet with meal discounts
• Get facilities such as emergency roadside assistance, travel and accident insurance, motor vehicle insurance and priceless Arabian discounts.
Features
• This is an Islamic card
• You need a monthly salary of at least 8,000 dirhams to be eligible to use this card for salary transfers.
• If you do not transfer your salary, the minimum wage requirement is AED 10,000.
• Up to 25 days of no interest period, thereafter pay 5% of the used amount
• The annual fee for this card is AED 1000
• There is no reward program on this card
• This card has no flight miles reward program
• No balance transfer function available
• The card has no cash back

3. Al Hilal Bank Smart Covered Card-Free for Life Platinum
Benefits
• This card is free for life
• Fixed profit margin for the entire period
• Obtain facilities such as emergency medical services, emergency cash and card replacement, instant withdrawals and free refill cards.
Features
• This is an Islamic card
• You need a monthly salary of at least 8,000 dirhams to be eligible to use this card for salary transfers. If you do not transfer your salary, the minimum wage requirement is AED 10,000.
• Up to 55 days of no interest rate period
• There is no annual fee for this card
• There is no reward program on this card
• This card has no flight miles reward program
• The card has no cash back
• No balance transfer function available

4. Al Hilal Bank Smart Covered Card Platinum
Benefits
• Fixed profit margin for the entire period
• Obtain facilities such as emergency cash and card replacement, instant withdrawals, travel and personal accident insurance, emergency roadside assistance and free supplementary cards
Features
• This is an Islamic card
• You need a monthly salary of at least 8,000 dirhams to be eligible to use this card for salary transfers. If you do not transfer your salary, the minimum wage requirement is AED 10,000.
• Up to 55 days of no interest rate period
• The foreign currency exchange rate applicable to overseas transactions is 2.75%
• The annual fee for this card is AED 750
• There is no reward program on this card
• This card has no flight miles reward program
• The card has no cash back
• No balance transfer function available

Features of Al Hilal Credit Card
• Earn Joud points for every purchase
• Tourism benefits
• Low rates and charges
• Provide cards based on Islamic teachings

Eligibility criteria
The minimum wage requirement is AED 8000. The cardholder must be 21-60 years old. Both self-employed and salaried are eligible for this card. The documents required for Al Hilal credit card are 3-6 months bank statement, Emirates ID ,Valid resident visa, and passport Proof of salary (applicable to staff) and Business license (self).

Credit Card	Minimum Salary	Rate
Al Hilal - Smart Covered Platinum Card	8,000	3.25%
Al Hilal Bank - World Elite Mastercard	0	2.99%
Al Hilal Bank - World MasterCard	0	2.99%
Al Hilal Bank - Etihad Guest Infinite Credit Card	0	3.25%
Al Hilal Bank - Etihad Guest Signature Credit Card	0	3.25%
Al Hilal Bank - Emirati World Elite Exclusive MasterCard	0	1.99%

Al Hilal - Smart Covered Platinum Card

AED 8,000
Minimum Salary

0
Annual Fees

3.25%
Rate

No
Salary Transfer

All our cards and services have been approved by our board of Shariah scholars and conform to the highest standards of Islamic banking.

Al Hilal Bank - World Elite Mastercard

AED 0
Minimum Salary

2,625
Annual Fees

2.99%
Rate

No
Salary Transfer

Travel Benefits:2 complimentary vouchers for access to the VIP Terminal at Abu Dhabi International Airport – Get the VIP treatment with priority check-in, luggage collection services, meet and greet services, access to the VIP Terminal lounge as well as other optional services*Compliment...

Al Hilal Bank - World MasterCard

AED 0
Minimum Salary

1,050
Annual Fees

2.99%
Rate

No
Salary Transfer

Travel Benefits:Complimentary access to global Wi-Fi hotspots at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights Unlimited access to over 850 airpo...