Balance Transfer Credit Card in UAE July 2020 - Total 12

Balance transfer helps to pay card balance by transferring money from one card to another card. Balance transfer credit cards are becoming popular in the UAE. Transferring a credit card balance can help you save significantly higher interest rates to make it easier to repay your debt.
Many credit card providers offer introductory APR (annual interest rate) which is low or 0%. It is worth... noting here that after the introduction rate of APR is no longer valid, the APR rate can reach 48%. Suppose the applicant owes the credit card issuer a high APR of 21%. In this case, what is the wise approach? Quite simply, it can transfer the debt to a low annual interest rate or a credit card with 0%, thus saving a lot of money. This is a very convenient method to pay the debt. 
Most credit cards for balance transfers in the UAE have many advantages, such as interest-free periods, membership points, and low-interest rates.
Credit cardholders who want to pay their current card balance can choose a new credit card and benefit from balance transfer within 5-7 business days.
Using the UAE balance to transfer credit cards simplifies debt management.  The best credit cards are always useful if the applicant wants to create their own savings / good reputation or plans to take advantage of big discounts and offers.
If the cardholder is in a financial crisis for some reason and has to pay interest, they can choose the best balance transfer cards.

Balance Transfer Credit Cards Features 
A balance transfer card is a good choice for those who do not want to pay interest on a purchase within a predetermined time. Cardholders can transfer their balances from existing credit cards (possibly paying high-interest rates) to credit cards with higher annual interest rates for six months or more without paying any financial fees. These cards provide many features and benefits 
Less Interest Rate: If the cardholder has a credit card with a high-interest rate, it is wise to choose a credit card with a low-interest rate. Moving high-interest rate debts from existing credit cards to high discount cards will allow them to pay off their debts.
Return Pay: Monthly credit card spending will help pay off the outstanding balance of the credit card, not the interest, as they will have to pay a much lower interest rate (and perhaps no financial fee).
Lower Charges:  Transferring your balance to a new credit card using a credit card makes it easier. If the current card of the cardholder has a bad history of high payments or grace periods, the balance can be transferred to a better credit card. 
APR:  Transferring a balance to a low-level bank card can help cardholders recover most of their current debt. The reason is that they can get a lower APR or 0% of the initial APR within the prescribed period to pay off the balance.

Eligibility 

Similar to any other credit card the eligibility criteria for a balance transfer are the same. Mainly considering the applicant's current credit status and repayment ability. Listed below are details about eligibility for balance transfer credit cards.

How to find the best Balance Transfer Credit Card 
Applicants must understand the card's balance transfer policy.
Be sure to read the printout of the selected credit card.
Applicants should apply for the card with the greatest total value 
Applicants must know their credit score to determine their eligibility for credit card selection.
Applicants must determine their card requirements.



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Best Balance Transfer Credit Card in UAE

Credit Card Minimum Salary Rate
FAB - Free Balance Transfer Offer 0 0%
Commercial Bank of Dubai - Visa Infinite Credit Card 20,000 3.45%
Dubai Islamic Bank - Prime Classic Credit Card 5,000 3%
Arab Bank - Titanium MasterCard 0 0%
HSBC - Cashback Credit Card 10,000 0%
ADCB - Etihad Guest Infinite Credit Card 40,000 3.25%

FAB - Free Balance Transfer Offer

FAB - Free Balance Transfer Offer
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
Yes
Salary Transfer
Free 12-month balance transfer to your new FAB credit cardSwitch your existing credit card balance from another bank to your new FAB credit card and enjoy benefits that include:No interest rate on a 12-month installment planNo processing fees

Commercial Bank of Dubai - Visa Infinite Credit Card

Commercial Bank of Dubai - Visa Infinite Credit Card
AED 20,000
Minimum Salary
750
Annual Fees
3.45%
Rate
No
Salary Transfer
Features and Benefits:FinancialNo annual fees for the first year on the primary card. Free supplementary card for family (age above 15 years).Interest rate starting from 3.29% per month.Attijari Points Rewards Program – earn up to 2.5 points for every dirham spent. For more information,...

Dubai Islamic Bank - Prime Classic Credit Card

Dubai Islamic Bank - Prime Classic Credit Card
AED 5,000
Minimum Salary
0
Annual Fees
3%
Rate
No
Salary Transfer
With benefits to match your lifestyle ranging from easy cash accessibility and balance transfers to insurance services, auto assistance and more, let this be your card of choice.

Arab Bank - Titanium MasterCard

Arab Bank -  Titanium MasterCard
AED 0
Minimum Salary
0
Annual Fees
0%
Rate
No
Salary Transfer
Automatic enrollment to our Credit Card Rewards Program "Arabi Rewards"Exclusive Titanium design Credit Card equipped with Smart Chip technology -giving you greater anti-fraud protection and security whenever you use your cardPersonalized credit limit to meet your evolving financial requirement...

HSBC - Cashback Credit Card

HSBC - Cashback Credit Card
AED 10,000
Minimum Salary
313.95
Annual Fees
0%
Rate
No
Salary Transfer
Enjoy benefits such as up to 10% cashback on everyday spends, automatic credit of cashback every month, no minimum spends and 0% for up to 24 months Balance Transfer.

ADCB - Etihad Guest Infinite Credit Card

ADCB - Etihad Guest Infinite Credit Card
AED 40,000
Minimum Salary
2,625
Annual Fees
3.25%
Rate
No
Salary Transfer
This is a conventional cardThe annual fee applicable on this card is AED 2,625Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn...

ADCB - Etihad Guest Signature Credit Card

ADCB - Etihad Guest Signature Credit Card
AED 20,000
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
This is a conventional card.The annual fee applicable on this card is AED 1,050.Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher.The foreign currency rate applicable on overseas transactions is 2.99.
Balance Transfer fee is 0.49% up to 1.5% per month...

ADCB - Etihad Guest Platinum Credit Card

ADCB - Etihad Guest Platinum Credit Card
AED 15,000
Minimum Salary
525
Annual Fees
3.25%
Rate
No
Salary Transfer
This is a conventional cardThe annual fee applicable on this card is AED 525Up to 55 days of interest-free period and a minimum payment of 5% or 100 AED whichever is higherThe foreign currency rate applicable on overseas transactions is 2.99Balance Transfer fee is 0.89% up to 1.5% per monthEarn 1 Et...

ADCB Islamic - Etihad Guest Platinum Card

ADCB Islamic - Etihad Guest Platinum Card
AED 15,000
Minimum Salary
525
Annual Fees
3.25%
Rate
No
Salary Transfer
The annual fee applicable on this card is AED 525
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.89% up to 1.5% per monthEarn 1 Etihad Guest mile for eve...

ADCB Islamic - Etihad Guest Signature Card

ADCB Islamic - Etihad Guest Signature Card
AED 20,000
Minimum Salary
1,050
Annual Fees
3.25%
Rate
No
Salary Transfer
The annual fee applicable on this card is AED 1,050
Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higherThe foreign currency rate applicable on overseas transactions is 2.99
Balance Transfer fee is 0.49% up to 1.5% per monthEarn 1.25 Etihad Guest miles f...