Minimum Salary Credit Card in UAE June 2021 - Total 200

One of the fastest financing methods is credit cards. Banks issue credit cards to their consumers to pay merchants to pay for goods and services. At the end of the month, the cardholder pays the bank the amount used on the credit card, along with interest. A bank creates a revolving account for a customer and provides the customer with a line of credit for the credit card. On this trip, the car...dholder can lend money to the seller as payment or cash advance. Banks in the United Arab Emirates (UAE) have begun to provide credit cards. The minimum wage limit for most credit cards is AED 5000. However, some banks provide credit cards and benefits for people whose income is between AED 0 and AED 3000.
List of credit cards with a salary below 5000 AED: 

1. Emirates Islamic Cashback Card
This is an Islamic credit card. To use this card, 
You must have a monthly salary of at least 5000 AED. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. This card is free for life and requires an annual AED 5000 expenditure. If this expenditure requirement is not met, an annual fee of 350 AED will be charged. 
A 10% cashback on telecommunications expenses, 5% electronic purchase, and 1% all local and international transactions cashback is guaranteed. 
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
A minimum payment of about 5% is required each month
.
2. First Abu Dhabi Bank GEMS Titanium Credit Card
You need 
a monthly salary of at least AED 5,000 to be eligible for this card 
The minimum payment is 5% or AED 100, whichever is higher 
The foreign currency exchange rate applicable to overseas transactions is 2.05% + plan fee.
There is no annual fee for this card.
Redeem “First Star” on the First Stars Travel portal to earn Skyward Miles, Etihad Passenger Miles, First Star Card, Flydubai Electronic Voucher and any airline ticket.
Receive cash back in the form of the First Stars card. 20,000 stars equal 100 dirhams. 
Transfer balance, fixed at 0.79% per month

3. Emirates Islamic Flex Card
To use this card, 
You must have a monthly salary of at least 5000 AED. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount.
The foreign exchange rate applicable to foreign operations is 2.34%. The annual fee for this card is 0 AED. 
This card has no refund. 
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
A minimum payment of 5% is required each month.

4. First Abu Dhabi Bank Cashback Credit Card
You need a monthly salary of at least AED 5,000 to be eligible for this card 
The minimum payment is 5% or AED 100, whichever is higher 
The foreign currency exchange rate applicable to overseas transactions is 2.05% + plan fee
The card has an annual fee of AED 315 
Your cash back will also be calculated on a monthly basis and will be rewarded before the statement date as required. 
Transfer balance, fixed at 0.79% per month.

5. Emirates Islamic Flex Max Card
You need a monthly salary of at least 5000 AED to use this card.
The repayment term is 55 days, and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%.
An annual fee of AED 500 is applicable to this card. You can earn 2 EI Smart Miles for every Dh1 spent locally. For every dirham spent internationally, you can earn 3 EI Smart Miles. You can also use EI Smart Miles' “Instant Buy” feature to make purchases. 
This card has no cash back Balance transfer / pay-as-you-go facilities can charge a fixed monthly fee based on the amount, from AED 30 (AED 1,000-2,999), AED 50 (AED 3,000-4,999), AED 70 (AED 5,000-6,999), AED 100 (AED 7,000-9,999), AED 130 (AED 10,000-12,999), AED 150 (AED 13,000-14,999), AED 170 Lam (15,000-16,999 dirhams) and 200 dirhams (17,000 dirhams and above). 
The BT / COC amount and the fixed monthly fee will be converted to EMI. 
You can use up to 80% of the available credit limit as balance transfer/call cash.

6. Emirates Islamic RTA Card
This is an Islamic card, you need 
A monthly salary of at least 5000 AED to use this card. 
The profit level applicable to this card is 3.35%. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
The annual fee for this card is zero. 
You get a 10% refund on fuel costs, a refund on RTA transportation costs, up to 2.25% on international expenses, and 1.25% return on domestic expenses.
There are no mileage plans on this map. When using this card for payment, you're RTA and refueling costs can receive a refund of up to 10% in cash, international costs can get a return of 2.25%, and domestic costs – 1.25%. 
The interest rate of the balance transfer instrument is 1% (3 months) and 2% (6 months).

7. Emirates Islamic Cashback Plus Card
This is an Islamic credit card, in which you must
Receive a monthly salary of at least 5000 AED to use this card. 
The payback period is 55 days and the minimum monthly repayment amount is 5% of the outstanding amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
No annual fee for the first year. In subsequent years, an annual fee of 299 dirhams must be paid, unless the minimum annual consumption is 30,000 dirhams. 
Up to 10% cash back on the supermarket, catering, education, and telecommunications expenses. Get up to 10% of supermarket spending, cashback on catering, education and telecommunications expenses. 
The balance transfer tool can be used for 6 months at a price of 0%, and a handling fee of 2% is charged. 
A payment of 5% at minimum is required every month.

8. Emirates Islamic Emirati Credit Card
This is an Islamic card to use this
You need a monthly salary of at least 5000 dirhams to use this card. 
The minimum monthly payment is 5% of the unpaid amount. 
The foreign exchange rate applicable to foreign operations is 2.34%. 
This card is free for life. International expenditure wins 3.75 EI SmartMiles for every 1AED, domestic expenditure wins 2.5 EI SmartMiles for every 1AED, and government expenditure wins 0.5 EI SmartMiles for every AED 1.  
The balance transfer tool can be used for 6 months at 0% price and a 2% transaction fee will be charged. 
You can pay up to 80% balance and a minimum of 5% balance each month. 
10% refund for food in the form of Islamic Smart Shaft in UAE.

9. Standard Chartered Platinum Card
You need a monthly salary of at least 5,000 dirhams to get this card. 
The minimum payment is 1% of the principal amount balance plus all the fees or AED 110, whichever is higher. 
The foreign currency exchange rate applicable to overseas transactions is 2.99%.
The Annual fee waived for the first year, then AED 525 per year Earn 1 bonus point for every dollar spent 
There is no reward program on this card Earn 10% cashback through tuition, grocery and utility expenses 
The balance transfer has a monthly interest rate of 3%, plus an early settlement fee of 2% -4% or AED 262.5, whichever is higher. 4.2% handling fee
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Best Minimum Salary Credit Card in UAE

Credit Card Minimum Salary Rate
FAB - Free Balance Transfer Offer 0 0%
Dubai first - Cashback Card 0 3.19%
Ajman Bank- World Power Credit Card 0 0%
FAB - Masdar Infinite and platinum Credit Cards 0 3.25%
Al Hilal Bank - World Elite Mastercard 0 2.99%
Al Hilal Bank - World MasterCard 0 2.99%

SIB - Smiles World Credit Card

SIB - Smiles World Credit Card
AED 10,000
Minimum Salary
500
Annual Fees
2.49%
Rate
No
Salary Transfer
Introducing the all-new Sharjah Islamic Bank “Smiles” Credit Card, the card that rewards you in every aspect of your life. 

UAB - Platinum Credit Card

UAB - Platinum Credit Card
AED 10,000
Minimum Salary
750
Annual Fees
2.99%
Rate
No
Salary Transfer
Earn up to 2 UAB Rewards on every US $1 spent on your card and redeem your UAB Rewards for:
Flights on over 900 airlines and 200,000 hotels worldwide
150 car rentals destinations globally
Over 1,000 electronic & lifestyle products available online at the Infoshop
Fly any airline, any...

HSBC - Cashback Credit Card

HSBC - Cashback Credit Card
AED 10,000
Minimum Salary
313.95
Annual Fees
0%
Rate
No
Salary Transfer
Enjoy benefits such as up to 10% cashback on everyday spends, automatic credit of cashback every month, no minimum spends and 0% for up to 24 months Balance Transfer.

HSBC - Zero Credit Card

HSBC - Zero Credit Card
AED 10,000
Minimum Salary
0
Annual Fees
3.5%
Rate
No
Salary Transfer
Scared of credit cards? With the Zero Credit Card, enjoy no fees for card membership, going over your limit or cash advances. You"ll also benefit from 0% interest on purchases for the first 3 months and a flexible instalment plan to help manage your cash flow.

ADIB - Emirates Skywards World Card

ADIB -  Emirates Skywards World Card
AED 10,000
Minimum Salary
1,500
Annual Fees
3.33%
Rate
No
Salary Transfer
Get welcome bonus of 40,000 Skywards Miles on first spend.20,000 bonus Skywards Miles (subject to meeting spend criteria).Fast track to Emirates Skywards Gold tier membership.Two complimentary Emirates Home check-in services within Dubai.Unlimited Airport lounge access globally for primary cardholde...

Mashreq Bank - Cashback Card

Mashreq Bank - Cashback Card
AED 10,000
Minimum Salary
0
Annual Fees
3.45%
Rate
No
Salary Transfer
Unlimited Double Cashback for the first 3 months. No Limits:10%cashback on dining spends in the UAE4% cashback on international spends 2%cashback on domestic spends20% off on Zomato, Uber & more )This offer is applicable for 6 months and is not unlimited)4 Salaam Points for every AED 1 loca...

Emirates Islamic- Cashback Plus Credit Card

Emirates Islamic- Cashback Plus Credit Card
AED 12,000
Minimum Salary
299
Annual Fees
3.35%
Rate
No
Salary Transfer
Cashback RewardsUp to 10% cash back on supermarket spendsUp to 10% cash back on education Up to 10% cash back on dining Up to 10% cash back on telecom expenses

Emirates Islamic - Emarati Credit Card

Emirates Islamic - Emarati Credit Card
AED 12,000
Minimum Salary
0
Annual Fees
2.49%
Rate
No
Salary Transfer
EI SmartMiles allows you instant and flexible rewards redemption options from flights, hotels, miles exchange, and gift cards from any outlet or website in the world. You can redeem from over 300 airlines and 180,000 hotels, car rentals and much more. That"s not all, these EI SmartMiles also give yo...

Emirates Islamic - Skywards Signature Credit Card

Emirates Islamic - Skywards Signature Credit Card
AED 12,000
Minimum Salary
700
Annual Fees
3.25%
Rate
No
Salary Transfer
Enjoy the best Skywards Miles earning rates in the market with the Emirates Islamic Skywards Signature Card. 

CBD - Smiles Visa Signature

CBD - Smiles Visa Signature
AED 12,000
Minimum Salary
999
Annual Fees
3.45%
Rate
No
Salary Transfer
Complimentary Benefits50,000 Smiles points as Welcome Bonus15,000 Smiles points as Quarterly BonusSpecial Offers (Limited-time only)