Minimum Annual Fees Credit Card in UAE May 2024 - Total 200
It turns out that a credit card is a vital payment tool for everyone, helps with cashless use, and does not have to worry about the balance in the bank account. There are many benefits of having a credit card, and only perfect users will know. Most people who do not own a credit card worry about the costs incurred, which is the main reason why people do not use credit cards for transactions. Th...ings such as interest rates, annual fees, and credit lines are related to credit cards. Interest rates and other fees are mandatory payments, and their level depends on the bank from which you obtained the credit card.
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:
• ADIB cash back Visa Platinum Card
Features:
• Minimum wage-AED 5000
• Interest rate -2.99%
• Annual fee: 0
• Cash back: yes
• Free 4 supplementary cards
• 100% cash withdrawal
• RAKBank World MasterCard
Features:
• Interest rate -2.95%
• Minimum wage-AED 35,000
• You can use the airport lounge, shopping, travel, driver-only discounts, etc.
• Annual fee: 0
• Cash back: yes
• Simply Life Credit Card Just life card
Features:
• Minimum wage-AED 8000
• Interest rate -3.25%
• Annual fee: 0
• Cash back: yes
• Free use of airport lounge, movie discounts, etc.
• ADIB stored value card adib value + card
Features:
• Annual fee: 0
• Dining discount 25%
• Enter the airport lounge
• Minimum wage-AED 5000
• Cash back: No
• Earn rewards for every AED spent
• Dubai Islamic Bank Classic Dubai Islamic Bank Card
Features:
• Annual fee: 0
• Up to 80% cash withdrawal limit
• Minimum wage-AED 5000
• Interest rate -3.25%
• Cash back: No
• RAKBank Red MasterCard
Features:
• Annual fee: 0
• Minimum wage-AED 5000
• Get discounts on spending and dining discounts
• Interest rate -3.19%
• Cash back: No
There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
Flights on over 900 airlines and 200,000 hotels worldwide
150 car rentals destinations globally
Over 1,000 electronic & lifestyle products available online at the Infoshop
Fly any airline, any...
As far as the annual fee is concerned, the maximum annual fee of the bank is 3,000 dirhams and the minimum is 0 dirhams. The annual fee charged by the bank is maintenance, service and 24 x 7 support. For convenience, you only need to pay a small fee to stay harmless. However, in order to attract more and more customers, several banks offer credit cards in the UAE and do not charge annual fees. The following is a list of some cards with no annual fee:
• ADIB cash back Visa Platinum Card
Features:
• Minimum wage-AED 5000
• Interest rate -2.99%
• Annual fee: 0
• Cash back: yes
• Free 4 supplementary cards
• 100% cash withdrawal
• RAKBank World MasterCard
Features:
• Interest rate -2.95%
• Minimum wage-AED 35,000
• You can use the airport lounge, shopping, travel, driver-only discounts, etc.
• Annual fee: 0
• Cash back: yes
• Simply Life Credit Card Just life card
Features:
• Minimum wage-AED 8000
• Interest rate -3.25%
• Annual fee: 0
• Cash back: yes
• Free use of airport lounge, movie discounts, etc.
• ADIB stored value card adib value + card
Features:
• Annual fee: 0
• Dining discount 25%
• Enter the airport lounge
• Minimum wage-AED 5000
• Cash back: No
• Earn rewards for every AED spent
• Dubai Islamic Bank Classic Dubai Islamic Bank Card
Features:
• Annual fee: 0
• Up to 80% cash withdrawal limit
• Minimum wage-AED 5000
• Interest rate -3.25%
• Cash back: No
• RAKBank Red MasterCard
Features:
• Annual fee: 0
• Minimum wage-AED 5000
• Get discounts on spending and dining discounts
• Interest rate -3.19%
• Cash back: No
There are also several cards that do not charge any annual fee. But one thing to note is that few banks offer zero annual fees for 6 or 12 months in an introductory way. The customer must first ask the bank whether the credit card has a limited validity or is valid for life. If the annual fee credit card is zero and you pay monthly, then the annual fee will affect your credit score, so you can maintain a good credit score.
Many people who do not have a credit card worry about the costs associated with it. This may be one of the main reasons why they do not use credit cards for transactions. When it comes to annual fees, it is charged for maintenance, service, and 24/7 support. For convenience, only a small amount of charging is required. These credit cards do not charge an annual fee but are filled with many benefits. The list mentioned above is not in a specific order. The best for you may not be the most suitable for others.
Read More
Best Minimum Annual Fees Credit Card in UAE
| Credit Card | Minimum Salary | Rate |
|---|---|---|
| ADIB - Value Card | 5,000 | 3.09% |
| Emirates Islamic - Flex Card | 5,000 | 3.49% |
| Emirates Islamic - Emarati Credit Card | 12,000 | 2.49% |
| FAB - Gems Titanium Credit Card | 5,000 | 3.25% |
| FAB - Elite Infinite Credit Card | 50,000 | 0% |
| FAB - Free Balance Transfer Offer | 0 | 0% |
Dubai First - Emirati Card
There are some things in today’s modern world that are Emirati and simply Emirati: like the golden sands of the desert, the power & majesty of the Arabian Horse, the beauty & speed of the falcon. Now we offer you something which is yours and yours alone. The Emirati Card from Dubai First i...
UAB - Platinum Credit Card
Earn up to 2 UAB Rewards on every US $1 spent on your card and redeem your UAB Rewards for:
Flights on over 900 airlines and 200,000 hotels worldwide
150 car rentals destinations globally
Over 1,000 electronic & lifestyle products available online at the Infoshop
Fly any airline, any...
Citibank - Emirates-Citibank Ultimate
The ultimate card for the frequent traveller!
CBI Rewards World Credit Card
The CBI Rewards World Card is more than just a "rewards" card, it"s a true lifestyle enabler. Enjoy hundreds of complimentary lifestyle offers such as buy-one-get-one-free on eating out, entertainment and travel including complimentary LoungeKey access with unlimited free access to over 850+ airport...
Emirates NBD - Go4it Gold Credit Card
Go4it Card brought to you by Emirates NBD and (RTA). The Go4it Card, the first of its kind in the region, comes with a Credit Card and transit chip built into a single Card.
CBD - Smiles Visa Signature
Complimentary Benefits50,000 Smiles points as Welcome Bonus15,000 Smiles points as Quarterly BonusSpecial Offers (Limited-time only)
ADIB - Etisalat Visa Platinum Card
Earn Etisalat Reward points when you spend, and enjoy free 13 minutes of UAE talk time with every AED 100 spent, with Etisalat Platinum Cards from ADIB.
Credit Cards Features
- Cash Back Credit Card
- Balance Transfer Credit Card
- Cinema Offer Credit Card
- Best Rate Credit Card
- Minimum Annual Fees Credit Card
- Minimum Salary Credit Card
- Islamic Finance Credit Card
- No Salary Transfer Credit Card
- Travel Credit Card
- Air Miles Credit Card
Bank Credit Cards
- Mashreq Bank Credit Card
- Abu Dhabi Islamic Bank Credit Card
- Emirates Islamic Credit Card
- First Abu Dhabi Bank Credit Card
- RAKBANK Credit Card
- Commercial Bank of Dubai Credit Card
- Citibank Credit Card
- Samba Credit Card
- Standard Chartered Bank Credit Card
- Noor Bank Credit Card
- Emirates NBD Credit Card
- Abu Dhabi Commercial Bank Credit Card
- simplylife from ADCB Credit Card
- Commercial Bank International Credit Card
- HSBC Credit Card
- American Express Credit Card
- National Bank of Fujairah Credit Card
- Al Hilal Bank Credit Card
- Dubai First Credit Card
- Dubai Islamic Bank Credit Card
- Sharjah Islamic Bank Credit Card
- Najm Credit Card
- Ajman Bank Credit Card
- United Arab Bank Credit Card
- Arab Bank Credit Card
- Finance House Credit Card
- Abu Dhabi Commercial Bank-Islamic Credit Card
- MySeva Credit Card
